Bermix Studio on Unsplash

The pandemic has hit everyone financially, albeit in different ways. One thing is for sure — finding extra money can help everyone.

We’ve put together this list of nine ways you can do exactly that. By taking advantage of just one or all of these, you’ll potentially put a lot of extra cash in your best pocket.

The best part? They all take just minutes.

1. Reduce Your Car Insurance Bill in 2 Minutes

John Volante on Unsplash

There are more than 250 million cars in America. That means a ton of people are overpaying insurance companies.

Gabi is a tool every car owner should try. In just two minutes, it will compare auto quotes from up to 40 providers to get you new rates.

The service is completely free, and on average, Gabi users save $825. If it finds cheaper car insurance for you, it can help you switch over with ease.

Find out how much you can save now.

2. Get Rid of Your Current Mortgage

Stephen Leonardi on Unsplash

If you own a home, it’s likely your biggest expense. If you feel like you’re stuck with your current mortgage, you aren’t. And luckily for you, mortgage rates are at an all-time low.

You could find a new mortgage refinance rate with Axos in just a couple minutes, 100% online.

A mortgage refinance is simply replacing your current mortgage with a new one, potentially at a better interest rate and/or better terms.

Axos has a $0 lender fee and gives you the opportunity to earn 3% annualized cash back.

You can close your new loan in days, and if you choose to pay off your loan early, there is no prepayment penalty.

Fill out a short questionnaire, and in minutes, find out how much money you could be saving.

3. Don’t Pay Bank Fees, Save More Money, and Get Paid 2 Days Earlier

Chime

Bank fees are annoying and costly, but you no longer have to pay them.

Chime FDIC-insured bank accounts have no hidden fees, and no surprises. No monthly fees, and no foreign transaction fees. Plus, you’ll get access to over 38,000 fee-free ATMs.

It will get you paid up to two days early with direct deposit and allow you to earn interest up to 1% APY (more than 15 times the national average).

Banking with Chime makes things super easy, and Chime uses secure processes to protect your information and help prevent unauthorized use.

Sign up now in just 2 minutes.

4. Improve Your Credit by Staying on Top of it

Unsplash

One surefire way of wasting money is by having bad credit. Bad credit means higher interest rates when you need to get a mortgage, auto loan, credit card, etc.

A top way to improve your credit is by knowing where you stand.

Credit Sesame is a free credit monitoring tool that will give you a free credit score, free credit report card, and free credit monitoring.

It’ll let you know what factors are affecting your credit score and how to better it. It also throws in free ID protection.

Get Credit Sesame for free now.

5. Get up to $5,000 by the next business day without a cash advance or payday loan

Jp Valery on Unsplash

If you need cash fast for whatever reason, avoid cash advances or payday loans because these come with crazy high interest rates.

Instead, you may be able to get a personal loan from LoanPioneer — a lending marketplace with interest rates that start at just 5.9%.

All credit types are often accepted, and you can use the loan for any purpose.

Fill out a short questionnaire and you could have cash in your account as soon as the next business day!

6. Get Rid of Your Credit Card Debt (and This Months Credit Card Bill)

Shutterstock

If you enjoy paying sky-high credit card interest rates, then this section is not for you.

For everyone else with credit card debt, think about eliminating it today using Fiona.

Fiona will find you a personal loan with, potentially, a much lower interest rate than your credit card’s interest rate.

The loan can be used to pay off your credit card debt. This means you’ll be left with no credit card bill this month and your monthly bill going forward will be much smaller because the interest rate is lower. Even a small difference in your interest rate could save you a lot of money.

Take 60 seconds and find out what your rate would be with Fiona.

7. Get Online Customers For Your Business

Shopify Partners on Burst

The world has changed rapidly during the pandemic, with many things shifting online.

If you’re a small business owner, this could be a huge opportunity and you don’t want to be left out.

Constant Contact could bring your business online today; and if your business is already online, it could help you get more customers.

You can use Constant Contact to build an online website or online store to start selling digital and physical items right now. Because no coding skills are needed, you’ll save you a ton of money and time on tasks that you might otherwise need to hire a developer for.

If you already have a website, you can add Constant Contact signup forms to your site to start collecting email subscribers and then send them beautifully crafted email newsletters. You’ll be able to track how many people opened your email and more from the Constant Contact dashboard.

And that’s just scratching the surface — there’s so much more that Constant Contact can help your business with.

Get a free 60-day trial now. Plans start at just $10 a month after your free trial.

8. See if you Can Get $100 From this Company

Aspiration

Free money is something we think everyone would enjoy.

If you’re already making purchases with a debit card, this free $100 could probably be yours.

An FDIC-insured Aspiration bank account will give you unlimited cash back on your debit card purchases and a $100 bonus if you use your Aspiration debit card to make at least $1,000 worth of purchases within the first 60 calendar days from account opening.

You’ll also earn interest of up to 1.00% APY on your saving. Not to mention, you’ll get unlimited fee-free withdrawals at 55,000+ ATMs.

What’s more, Aspiration bank believes in no hidden fees; so you’ll enjoy extra money in your pocket at every turn.

Sign up now in just minutes and take advantage of the bonus offer. Fund your account with $100 or more and try it out today.

The post 8 Ways To Find Extra Money During The Pandemic appeared first on Wall Street Insanity.

Artem Beliaikin on Unsplash

We’ve compiled this list of ways to get your mind and wallet on the path to being more productive and sharp. Trying a few of these might help you make some new moves toward a better future. Even better they’re all free to try.

For peace of mind & your wallet:

Ladder: First and foremost with or without a pandemic you want to make sure your family is taken care of. That’s why life insurance is so important. Most people don’t like thinking about it, but it’s foolish not to. Especially when it’s so inexpensive. What if your savings is not enough to take care of your family if something unexpected were to happen to you? With Ladder you can get up to $8,000,000 in coverage if you’re between the ages of 21-60. There is a free no-obligation quote you can get right now online in seconds. There are no policy fees, a money-back guarantee, and you can cancel at any time. There are no brokers, no upselling, and no medical exams needed. There’s even a price lock guarantee.

Aspiration: This bank account comes with a free cash back debit card. It’ll give you up  to 5% APY interest and up to 5% cash back on certain purchases. If you’re buying groceries, why not get cash back in your pocket when you do so? Enter your email address, fill out your account information, and link a bank account to fund it with any amount to get started. It takes just 2 minutes to signup for your account. Aspiration uses military-grade encryption to keep your info safe.

Noom: Tried ever diet? Try Noom instead. This is digital health company that helps people live healthier, happier lives.Noom uses the latest in proven behavioral science to empower people to take control of their health for good. Through a combination of psychology, technology, and human coaching, our platform has helped millions of our users meet their personal health and wellness goals. While they started with weight management, now we’re working to expand our behavior change platform to help people with chronic and non-chronic conditions, such as stress and anxiety, hypertension, and diabetes, and build a healthier world for all. Fill out a quick questionnaire so Noom can learn how to help you. You’ll get a free trial now.

Humanity Health (Only available for iPhones): Want to slow down, or even reverse your aging? This app monitors your rate of aging. Humanity helps you to understand which actions you’re taking to slow down, or even reverse your rate of aging. Humanity Healths scientific machine learning algorithms will analyze your data and over time, match your health attributes with others, to give you predictive insights. Privacy preserving artificial intelligence keeps your personal user identifiable data safe, secure and encrypted, while still allowing machine learning algorithms and top scientists to learn what’s working. Download the app for iphones only free now.

Yelp Ads: Want to grow your business that can benefit from being highlighted to customers on Yelp. Advertising is the best way to get new customers, but many businesses are scared to do this because they fear losing the money they advertise. Well we’ve got you a free $300 in advertising from Yelp so you can try it risk free. All you have to do is claim your free business page today, and then claim your free $300 ad credit.

Wiser Advisor: Get A Top Financial Advisor To Help You Manage Your Money Now might be one of the best times to get on top of your finances with the economy being on a wild ride. Obviously, there are no guarantees a professional will do better than you at managing your money. But if you have a portfolio size of over $50,000 (could be a combination of cash, stock, or other assets) getting a second opinion from a pro certainly can’t hurt. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track. These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, Wiser Advisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests. The process only takes a few minutes, and in many cases you’ll be offered a free consultation. Nothing to lose, lots to potentially gain: Take a minute and check it out right now.

The post 6 Moves That Might Help Your Mind & Wallet appeared first on Wall Street Insanity.

BBH Singapore on Unsplash

We are living in crazy times, with a lot of uncertainty.

But that doesn’t mean you can’t still make money moves.

In fact, there are opportunities you can take advantage of right now.

Whether you’ve got $500 in the bank, or $500,000, you’d be a fool to let money opportunities pass by.

If you were to take advantage of a few of these, they could add up to thousands of dollars each year. Now take that money, invest it somewhere, and in a few year’s time, you could have a down payment for a home or much more.

So let’s get to it…

1. First, Protect What You & Your Family Have

Jonathan Borba on Unsplash

Do you have a partner or kids? Make sure they are taken care of if something were to happen to you unexpectedly.

This is not only more affordable than you think, but it will also give you peace of mind.

Bestow will give you a free life insurance quote online in seconds from the comfort of your own home, with no medical exam required.

If you’re between the ages of 21-54, you can get up to $1,000,000 in life insurance coverage.

Premiums start at just $8 a month, and Bestow has no commissioned agents hassling you.

Get your free quote now.

2. Add Money To Your Account, With Little Effort

Aspiration

Your bank loves when you feed it money, but does it feed you money? Probably not.

Stop paying maintenance and overdraft fees.

Aspiration gives its FDIC insured Spend & Save account customers the world’s first cash back debit card. Rewarding you with up to 10% cash back on all your purchases.

It also gives its customers up to 1% APY interest, and has no hidden fees.

You can open an account right now, just by funding it with $10.  You have the option to get extra perks for $3.95 a month, or stick to the free account.

3. Got a Mortgage? Lower It In 3 Minutes

Gustavo Zambelli on Unsplash

Your mortgage is probably your biggest expense, so wouldn’t it be amazing if you could pay less each month?

You might be able to just 3 minutes from now by checking your new mortgage refinance rates right here.

A mortgage refinance is just replacing your existing mortgage with a lower interest mortgage. With interest rates near all time lows, you might qualify for a much better rate.

You’ll get options from up to 6 top lenders in 3 minutes right here.

4. Seriously, Your Auto Bill Is Probably Too High

Ryan Spencer on Unsplash

No one likes shopping around for auto insurance, which is why we generally take one of the first quotes we get.

But is it the best price?

Enter Gabi, this site will compare up to 40 providers for you in just 3 minutes.

Gabby users save $825 a year.

The best part, Gabi charges no fees. See your auto rates now.

5. Get Rid of Your Credit Card Debt, & Credit Card Bills

BBH Singapore on Unsplash

Paying high interest to credit card companies? We get it, sometimes you don’t have a choice.

But then again, maybe you do.

Enter Fiona, you can apply right now in 60 seconds for a personal loan with rates that start at 4.99% APR.

A personal loan will allow you to use that loan to pay off all your credit card debt. You’ll be left with no credit card bill this month and a lower interest rate on the money you owe.

Fiona will show you up to 10 lending options, all competitions for your business. Choose the one that’s right for you, and save a bunch of cash.

See your rates now.

The post If You Have More Than $500 In Your Checking Account, Make These 5 Money Moves appeared first on Wall Street Insanity.

Luis Villasmil on Unsplash

We’re in unprecedented times, but that doesn’t mean you can’t make great money moves.

We’ve put together a list of top ways to stuff your pockets. Especially since the holidays are coming up.

Try some of these (they don’t take much time, in fact, some take just 60 seconds) and you’ll see how quickly these might help your pocket.

Click the links in the article which will take you right to the promotions.

The Essentials:

The everyday necessities.

Credible: This is a top way to stack your pockets by simply getting rid of your credit card bill. This online loan marketplace can find you a personal loan to pay off your credit card debt in just 2 minutes. You can use that to pay off your high-interest credit card bill. You’ll be left with less money owed in interest, saving you lots of money. Credible will show you multiple personal loan lender options in 2 minutes, and it won’t affect your credit score.

Fabric: This one is more for your mind but also will help protect your wallet. Designed for busy parents, get a free quote for up to $5,000,000 in life insurance to help protect your family in case something were to happen to you. The younger you get life insurance, the cheaper it will be. It can cost as little as the price of a few monthly coffees. Get a free personalized quote and an instant decision in just 10 minutes now, for anyone between the ages of 25-60. Fabric is not available in Montana, California, or New York. Policyholders can create a free online will and get access to the Fabric Vault.

EverQuote: If you own a home or pay renters insurance your insurance company may be charging you a higher rate than you need to pay. This well-known comparison site could lower your home or renters insurance and save you hundreds. Try it now, it’ll show you other insurance options in just 2 minutes.

Credit Sesame: Get your credit score up, and your interest rates will come down. Easy enough right? This site will tell you your credit score, any errors, and will let you know what’s wrong with your credit and how to improve it for free. That could save you serious cash when you’re looking for an auto loan, mortgage, or applying for a credit card in the future.

Experian Boost: Unlike credit repair companies, Experian Boost is completely free and can increase your credit scores fast instantly. For the first time ever, get credit for your Netflix®, phone, and utility bills—only with Experian Boost. Your credit score going up is definitely good for your wallet.

MyPoints: Get a free $10 Amazon gift card the next time you make a purchase online by signing up to MyPoints for free. This site will reward you for the shopping you do online. You can also earn gift cards for taking surveys, playing games, or watching videos.

Credible (for homeowners): Mortgage rates are at all-time lows, refinancing could save you thousands. Refinancing your mortgage just means replacing your existing mortgage with a new one that might have a lower interest rate, and/or better terms. Credible will show you offers from top lenders in just 3 minutes. It doesn’t affect your credit to see your rates and find out how much money you could save.

Small Business Owner Money Moves:

To grow into a bigger business.

Yelp: Get $300 in free Yelp ads to increase sales this holiday season. Millions of customers are looking to Yelp to find businesses just like yours. Claim your free $300 credit now and start advertising today, it takes just minutes to set up a new ad campaign. Make sure to enter your email and get an ad campaign set up before this special offer goes away.

Fundera: If your business is looking for funding, let Fundera help. With one simple application, it will let you know all the options it can find for your business. It has helped over 85,000 small businesses secure over $2.5 billion in funding.

Making Extra Money Moves:

For some more cash this holiday season.

Instacart Shopper: Earn money shopping for others, as a shopper you go to the grocery store and shop for others. Make your own schedule. You can choose to shop and delivery which requires a car, or to only shop which doesn’t require a car. Download the shopper app and pass a quick background check to get started.

The post 10 Money Move Freebies Many Don’t Know Exist appeared first on Wall Street Insanity.

Running a business is no easy task. That’s why we put together this handy checklist of items you need to take into consideration, along with time and money saving solutions. We know you’re busy, so let’s get right to the list.

1. Lead Generation:

Pexels/Rawpixels

If you’ve got a website that you’re looking to grow, then you should check out Leadpages.

Leadpages works like this: You set up a landing page (dozens of templates to choose from), and put up a product, contest, subscription service — whatever you want. Then you send traffic to that page, and convert traffic into customers. Simple right? Well, that’s the point. No coding skills required, and tons of time and cost saved not needing to hire a developer and designer to set this up.

It’s the kind of service every business needs and can use effectively, it can be a valuable tool added to your arsenal.

Get a 14-day free trial here.

2. Reach Your Customers Through Email:

Pixabay

Plain and simple, email marketing can make or break your business. Utilized effectively, you’ll engage existing customers and attract loads of new ones.

There’s a lot that goes into email newsletters, from design, to writing, to timing your sends, to tracking your results. It’s an ongoing process, and you have other things you should be focused on, namely delivering on the promises of those emails.

So you’ll want to use a great email marketing platform, and two of the best are: Constant Contact, and AWeber. You really can’t go wrong with either option.

They both offer stunning templates along with easy to use drag and drop editors. As well as features like: autoresponder, segmenting subscribers and tracking opens, clicks and visits to your website.

We’d recommend trying both and seeing which one you like best.

Click here to get a 60-day free trial with Constant Contact or click here to get a 30-day free trial with AWeber.

If you want something with loads of personalization, automation, and integrations, you need to get drip. You can try drip free here.

3. Advertise, Advertise, Advertise

Pixabay

Want to know a great way to get new customers? You guessed it, advertise. Bing isn’t a place you immediately think of when the word advertise comes to mind, and that’s precisely why it could be a gold mine for you. Advertisers flock to Google for search advertising, but Bing is the #2 search engine. It has a lot fewer people advertising on it, which means you’ll probably be able to get the same search terms you would on Google for a lot less on Bing because less people are bidding for these terms. There’s no reason why you can’t advertise on both search engines, and you should.

Click here to get $100 in free Bing ad credits.

Another overlooked advertising platform is Yelp. If you have a local business this is surely not a place you want to miss. According to a 2013 study by Boston Consulting Group (as cited on Yelp’s website), the average annual revenue reported by Yelp advertisers is $23,000. That’s a pretty substantial number, which means that choosing not to advertise on Yelp would be a fool’s errand.

We’ve got you $300 in free Yelp ad credits to get started, so why not give it a go?

4. Who Needs Landlines?

Pexels/Rawpixel

If you have a business landline you’re throwing away tons of cash, and if you don’t have a business phone number you don’t look professional (it’s the equivalent of sending a business email using a gmail account). So, what do you do?

You can go with eVoice which starts at just $12.99 a month or Grasshopper.com which starts at $24 a month. They are both great solutions and each allow you to set up multiple extensions for your business, allowing you to set up one line to be directed to customer support while one line is directed to sales (or whatever your particular needs would be).

We’ve hooked you up with a 30-day free trial of eVoice just by clicking here.

Grasshopper offers a 30-day money back guarantee.

5. Your Logo Can Make A Difference:

AJ Garcia on Unsplash

Do you have a logo? Are you happy with it? After all this represents your business and can say a lot about you. Don’t waste your time and money hiring designers you’re unsure about, instead only pay for a logo you love. Go with either of these two options: Logojoy or LogoGarden.

Here’s how LogoJoy works: Enter your business name on the front page of Logojoy and they’ll pick logos to inspire you. Next, pick a color palette, but you’re not picking on color alone — all of the colors are described in terms to help you decide what you want your logo to say. Pick icons that convey the idea behind your brand, then see what logos were created just for you. Once you find a logo you love, you can click to edit the font, icon, brand name, tagline, and more. When it’s perfect, you’ll have the option to buy the exact file you need.

Here’s how LogoGarden works: LogoGarden offers different ways to design your logo. If you like to get your hands dirty, so to speak, you can design it yourself with the Logo Maker.

If you want a custom logo designed for you, you can sign up for their DreamTeam Design service. Fill out an interest form and within three days, three designers will send you sample logos. Pick which logo you like best, then work with that designer to customize it to be exactly what you want. If you don’t like any of those logos, don’t feel like you’ve thrown your money away — you can request more! Whether you pick one of the first three, or ask for more, you get unlimited revisions on your logo.

Take 10% off your order with coupon code WALLSTINS10 (you’re welcome!), but you must first click on our link to LogoGarden.

6. Design, Design, Design:

Pexels/Roman Pohorecki

Your website design matters a lot. It can be the difference between success and failure, but it can be difficult to know who the right person is to hire for the job. That’s why 99designs and DesignCrowd stand out to us.

Post the details of the design you’re looking for at 99designs, it’ll open a contest that grabs the attention of dozens of designers. Write up a short description of your design needs and include any colors and design elements you want to be included. Designers post samples of what your designs will look like, and after seven days (and at least twelve designers throwing their hats in the ring), you award a winner. Then you work personally with that designer to create your website layout.

DesignCrowd works on a basis similar to 99designs by having you turn your search for a great website design into a contest. The scope is larger, though, with anywhere from 25 to 100 designs submitted for each project, and you set your own price. Designers can submit multiple looks for your one project, so while you might love one designer’s style but not the first look, that designer can keep submitting until you find one you love; you can even submit feedback on each design so they’re customized to your preferences. You can also share the designs with your friends and coworkers and get feedback, including star ratings on each design.

7. Where To Host:

Pexels/Manuel

Now that you’ve got your beautiful and highly functional website, you want to make sure it stays that way. Security, scalability, load time and uptime are things that need to be constantly monitored, so it’s important to protect your investment and the future of your business with a reliable hosting company.

WP Engine is probably the best spot for WordPress users. It’s literally all they do. Award-winning 24/7/365 phone support that goes above and beyond traditional hosting providers. From site migration to site launch to site growth, they have the largest team of WordPress experts to help you. Whether you’re big or small they have a plan that you can fit into. Click here to get 33% off your first purchase with WP Engine. Plans start at $35 per month.

If you’re not a WordPress user or just want a cheaper alternative, BlueHost and HostGator are two names you can go with.

HostGator has over 9 million domains hosted by them and pricing starts at just $2.75 per month. They also offer 24/7 support.

BlueHost which is owned by the same company as HostGator will cost $3.75 per month but they also give you a free domain, site builders, as well as 24/7 support.

8. Do-It-Yourself Website Builders:

Pixabay

It’s not necessary to spend a lot of money on a developer and designer to create a website these days.

Weebly is one such place you can probably create your website with tonight (or your own online store). It’s totally free to use but if you stay on their free version they will show Weebly ads which looks unprofessional. Opt for the $8 a month ad-free version and look like a pro. They’ll also give you a free domain and $100 in free Google ad credits.

Alternatively, you can host your site with Blue Host for $3.95 per month and get a free domain and use their site builders.

9. What’s The Password?

Dashlane

The best security in the world won’t matter a bit if someone gets your password. But with every damn site we visit needing passwords, each of them having different parameters (UPPER CASE, lower case, special characters, numbers, etc.), it can be hard to keep track of them all.

So go over to Dashlane, which only requires you to remember one, count ‘em—one, password. Every day, you enter your “master password” and dashlane automatically remembers all your other passwords for all your other websites.

And the really great thing is that not even Dashlane can tell you what your master password is, so you’ll never be vulnerable, even if Dashlane gets hacked.

10. Make That Paper:

Pixabay

There’s no such thing as paper anymore, but you still need to get paid. And you need to make it easy for your customers to pay you.

Square has been the leader in credit card processing for a while, that continues today. Their card reader prices are very affordable, and they get major points for only charging a single, straightforward processing fee, whereas traditional credit card processors have fees out the yin-yang, from activation fees, to monthly fees, to minimum processing fees.

Square also offers a POS app, which is a handy way of tracking your sales, getting customer feedback and managing your inventory, among other things.

11. Track That Paper:

There are a lot of ways to take care of your business’s accounting needs, with varying degrees of accuracy, efficiency and cost. Since you’re probably doing it yourself (at least to some extent), you want to reduce the time you spend on organizing expenses, following up with clients, and tracking project time by automating as much as possible.

FreshBooks is a cloud-based secure accounting software, accessible from wherever you are, and super-easy to use. It not only saves you time, but produces great-looking invoices, which will let your clients know you’re on the ball. Most importantly it will keep you more organized and thus helping you get paid faster.

Click here to get a 60 day free of FreshBooks.

12. Legal Needs:

Unsplash/Olu Eletu

From business formation to trademarks and patents. There’s a lot of forms that need to be completed and submitted, and odds are, you’re not a legal expert. And odds are you probably don’t need to pay huge legal fees to do these things.

You can save yourself time and money by going over to LegalZoom.

LegalZoom is a business filing service that can save you money and hours of work and frustration. They’ve been around for more than 12 years, have helped over a million small businesses, and are known for accuracy and friendly customer service.

If you need a advice you can even purchase a plan that will get you legal advice from a real-live lawyer for as low as $31.25 a month, which, if you know anything at all about attorney fees, is a pretty good deal.

13. Sign On The Dotted Line:

Pixabay

Everybody knows that a deal isn’t a deal until the paperwork is signed. The days of using the mail or even courier services are gone with the fax machine. We take care of document signing instantly nowadays, thanks to electronic signatures.

Docusign makes it easy for you to pretty much almost any type of document, email it out for a signature anywhere in the whole wide world, and have it back in your hot little hands within seconds.

And yes, thanks to the ESIGN Act of 2000, electronic signatures are legally binding within the United States (your country’s laws may vary).

Click here to get 30 days free of Docusign.

14. Speaking of Outdated Technology…

Pixabay

Sometimes we still need to fax. Well, we need to efax. Not a lot of businesses have traditional fax machines anymore, and there’s no need for you to hunt one down. But that doesn’t mean hard copy documents are obsolete.

In these cases, you can use eFax, which allows you to send faxes over the internet using your phone, tablet or computer, directly to a recipient’s fax machine.

The post 14 Ways To Save Serious Time And Money When Starting Or Growing Your Business appeared first on Wall Street Insanity.

Stocksnap

There are loyalty cards and email memberships for all sorts of places now. But who has time to click through all of those emails, let alone actively seek out offers from a billion different companies?

Lucky for us, the days of online coupon-cutting are over, too, thanks to the free Ibotta app.

What is Ibotta?

Ibotta

Ibotta is a simple and easy app that legitimately pays you $10 cash just for signing up and redeeming your first offer within 14 days.

If tossing free money your way just for signing up and using Ibotta sounds a little strange to you, take it as a friendly introduction – because there’s more where that came from.

With Ibotta, the free money doesn’t end with the initial $10 welcome bonus – this app rewards you for the most basic living expenses. If you buy things at all, chances are Ibotta has a reward for that. This is an app designed to pay you cash to simply shop where you’ve already been shopping.

I have two words for you: cashback offers. AKA, rebates. Ibotta is the coupon cutters dream, a huge and user-friendly rebate database with cash back offers just waiting to find their way to you. Every week, Ibotta posts hundreds of new offers, including a $1.00 rebate every single time you take an Uber ride.

Who Is Ibotta For?

Ibotta works great for everyone who goes shopping! In fact, Ibotta has been downloaded over 35 million times since its founding in 2011.

People who purchase a wide variety of items regularly will see the most earnings, but even infrequent shoppers can snag a few extra bucks if Ibotta has something they need.

Here’s How To Use Ibotta:

In this Ibotta app review, we’ll walk you through the simple steps you’ll take in order to start earning. Here’s how it goes:

1. Easily sign up online.

2. Pick out your favorite stores and apps.

The Ibotta app makes this quick and easy to do, and collects all your preferences on the featured screen so then you can …

3. Find rebates on Ibotta.

Ibotta digs up cash back offers from companies across all categories, like grocery stores, pharmacies, restaurants and bars, clothing stores, and even tech stores. It’s also got a long list of rebates for alcohol purchases if you’re a regular imbiber.

Ibotta

Like shopping online? The Ibotta app has that covered, too.

Whereas a lot of apps of this type can be disappointing when you see the savings are on products or services you don’t even use, with Ibotta it’s almost difficult to find something you buy that’s not covered by the app.

Ibotta

You can also search by your location to find rebates that actually apply to purchases made in stores near you.

After you’ve picked out the places where you frequently shop, you can …

4. Click to add rebates on products you plan to buy.

From time to time, there’s a survey question, fun fact about the product, or 15-second video to unlock the rebate, but it’s a pretty painless and quick process when you remember that you’re basically getting paid to save money.

5. Buy stuff.

Now the purchasing action can begin. Go grocery shopping. Go to the bar. Buy some new clothes. You know, buy the things you’re already planning to buy anyway. But this time …

6. Keep the receipt and take a photo of it.

How does Ibotta work, exactly, when it comes to getting you your money? The app scans your receipt, matches it to the rebates you clicked before shopping, and sends you cash back rewards. You’ll get your cash back within 48 hours.

If you already have a loyalty card with a company, the Ibotta app will link to that account and you won’t even have to take that pesky extra step of taking a photo. Ibotta will automatically log your receipts, scan them for the rebates you entered, and deposit your cash back earnings for you.

And now for the fun part of this Ibotta app review!

7. Get that cash.

Ibotta drops $10 into your account after you redeem your first rebate – just like that!

As soon as you’ve earned your first $20, you can transfer your Ibotta app earnings to a PayPal or Venmo account. You can also convert your savings into a gift card if you’ve got a go-to place you know you’ll spend the cash anyway.

How Much Can I Earn with Ibotta?

Ibotta won’t make you rich. But if you have to go shopping anyway, why not earn some money while you’re at it?

Your Ibotta earnings vary widely depending on how much you grocery shop. Offers can be anywhere from $0.25. Food items tend to have lower cashback amounts, but food items usually make up the majority of your grocery bill, so you’ll be able to stack up those food offers.

Higher cashback amounts are seen more often on non-food items. The list of alcohol offers is especially long, with a huge range of cashback rewards. Combine your Ibotta earnings with the deposits you receive from recycling those aluminum cans (https://wallstreetinsanity.com/how-to-make-money-recycling-aluminum-cans/) for even more savings.

Ibotta Pros

• Ease of use: Ibotta is easy to navigate. You could put together your list of offers faster than it takes to write a grocery list.
• Product and brand variety: Ibotta has offers for all sorts of brands and items. They even have “any brand” and “any item” offers, which reward you for buying any brand of a particular item or any item at all, respectively.
• Bonuses: There are frequent bonus incentives for redeeming a certain amount of offers in a time period, buying certain brands, or some variation of the two.
• Go beyond groceries: Ibotta has offers for all kinds of retailers, not just grocery stores.

Ibotta Cons

• Your store may not be available: Ibotta might not have your favorite store, but chances are they have several offers at other stores near you.
• Out-of-stock items: Ibotta will occasionally have offers for items that are out of stock.

Ibotta Best Practices

• Don’t overspend for the sake of cashback: Overspending for the sake of earning more cashback is counterproductive. Try to use Ibotta only for items you would’ve bought anyways to avoid overspending.
• Hold onto receipts until you’re credited: Hold on to receipts in case Ibotta misses an offer on your receipt. You’re good to throw them out only when Ibotta credits you for your purchase.

Ready to Give the Ibotta App a Try?

If you’ve made it to this point in our Ibotta app review, you’re probably wanting to jump right in and start racking up some easy money. Each everyday purchase you make before signing up for Ibotta could be missed cash back!

Ibotta is given new users $10 just for signing up and redeeming their first offer within 14 days. Sign up, get out there, and get rewarded for shopping!

The post Ibotta Review: Is The Ibotta App Worth Your Time? appeared first on Wall Street Insanity.