People are falling ill. Workers are being laid off. Stores are running low on supplies. The stock market is taking a nosedive.

Needless to say, we’re facing some pretty tough times, as this global pandemic continues to spread and wreak havoc.

But as is the case during any crisis, there are silver linings. As a homeowner, you have a unique opportunity to not only offset the damage caused by the coronavirus, but also get a handle on your mortgage and set your family up for the future.

So, while you’re self-quarantining and perhaps figuring out what to do with a little extra time on your hands, here are 7 money moves you can make!

1. You Could Leave Your Family Up to $8 Million

You might not have a million dollars right now, but you might be able to give your family a million dollars by applying for a term life insurance policy. And it may not even cost you all that much.

Because you’re relatively young, life insurance might not be on your radar. But it should be, and here’s why — the longer you wait, typically the more expensive life insurance becomes.

And with Ladder, it’s easy. All you need is a few minutes to complete the company’s application form, and you won’t even need to provide a medical exam or fill out physical paperwork.

Plans start at just $12 a month — a price that most people can afford. Plus, Ladder offers coverage up to $8 million. That’s more than enough to make sure your family is taken care of if you were to pass unexpectedly.

Your premium might be higher tomorrow, so don’t wait to get life insurance. Apply for Ladder life insurance today and find out how affordable life insurance can be.

2. Get Rid of Your Auto Insurance Bill for The Car Sitting In The Garage

The next bill you might be able to reduce, your auto insurance bill!

Let EverQuote tell you in two minutes if this is possible. This site will return multiple auto insurance quotes in one place.

That’s a lot of time-saving. Just fill out a quick questionnaire.

If you find cheaper insurance than you currently have, it can help make the switch super easy.

It might save you hundreds of dollars a year.

See your rates now.

3. Get Rid Of Your Overpriced Home or Renters Insurance

Cutting every bill is as important as ever. Do you know if you’re paying too much for your home or renters insurance?

EverQuote may have the answer and could save you hundreds of dollars a year.

It’s a well-known home insurance comparison site that will compare multiple insurance companies offers for you in just a couple of minutes.

You’ll get to see everything in one place which is a huge time saver and a potentially huge money saver too.

Get a free quote now.

4. You Could Potentially Save Thousands on Your House With This Simple Move

Your house is probably your biggest investment, which means it’s also one of your greatest opportunities to save money.

By refinancing, you could potentially save thousands of dollars on your house. Here’s how it works — you find a new home loan that, ideally, has a lower interest rate and better terms, and then use it to replace your current home loan. Sounds simple enough, right?

Because it is. And with Figure, you can check your mortgage refinance rates in just a few clicks without even impacting your credit score!

Find a loan with a lower interest rate and apply with Figure’s 100% online application. Once you’re approved, Figure will help you close out your new loan quickly so that you can start enjoying your new savings as soon as possible.

To start, check your mortgage refinance rates with Figure today and find out how much you could be saving on your house!

Figure Mortgage Refinance is only available in the following states: AK, AL, AR, AZ, CA, DE, FL, GA, IA, ID, IN, KS, LA, MA, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SD, TN, WA, WI, WV.

5. Get Rid Of Credit Card Debt

One thing every smart money handler knows, is that paying credit card interest is like burning money. Credit cards often come with extremely high interest rates that keep users trapped in debt for years. If you’re in a similar spot, you could eliminate your credit card debt today by getting a personal loan through Credible.

By getting a personal loan that has a lower interest rate and using it to wipe out your credit card debt, you’ll be left with lower payments going forward.

Credible is a marketplace that finds you multiple offers on personal loans. Run a search, compare all your options conveniently in one place, and find personal loan options that range from $1,000 to $100,000.

In just 2 minutes you could see your rates and potentially find a loan that wipes out your credit card debt and saves you thousands. Credible’s Best Rate Guarantee means that you’ll even get $200 if you find a better rate elsewhere (*terms apply, see the Credible website for details)!

6. Diversify Your Investments By Investing in Fine Art

For years, blue-chip artwork was an area that only the super-rich could get involved in. But Masterworks has made it so that anyone can get started investing in top-tier pieces!

Investing in blue-chip artwork — which, according to Artprice, has outperformed the S&P by more than 250% from 2000 – 2018 — might be a good way to diversify your investments and safeguard your money in a fluctuating economy.

Here’s how it works. On the platform, you can invest in a portfolio of iconic works that have been carefully crafted by Masterworks’ team of research professionals. You can wait for Masterworks to sell the artwork at some point during the next 3-10 years, or you have the option to sell your shares to other investors on Masterworks’ secondary market.

You’ll only need to pay a small management fee, and in return, you’ll get all administrative costs covered, professional storage, insurance, regulatory filings, and annual appraisals.

To start investing, simply request an invite for membership today!

See important disclaimer: masterworks.io/disclaimer

7. You Could Use Your Home to Get Access to Up to $250,000

Being a homeowner has its perks. One of the more overlooked opportunities is the ability to get access to money that can be used for all sorts of purposes — fixing up your home, paying medical bills, or funding a family vacation!

That’s exactly what you get with a HELOC (home equity line of credit). A HELOC is a low-interest loan that uses the equity in your home as collateral.

Figure is an online lender that could help you get up to $250,000 against the equity in your home.

Plus, they make the process incredibly easy. Their application is 100% online application and it takes only 5 minutes to fill out. If you’re approved, you could get your funds in as little as five days!

Learn more about Figure and how your can use your status as a homeowner to get the money you need!

Keep Calm and Make Smart Money Moves

The rapid spread of coronavirus and the way it has impacted the economy has forced millions of people to brace for the worst. And as a homeowner, it’s easy to start fretting about the possibility of not being able to pay the bills.

The best thing you can do is to keep calm, be smart with your money, and take advantage of what’s available to you right now. When this finally passes (and it will pass), you’ll be thankful that you kept your cool and made a few wise money moves involving your home.

You’re not alone. We’re all riding this roller coaster together.