20 years ago, who could’ve imagined that you’d one day be able to take jobs, earn money, and manage an actual business right from your phone?

Today, our smartphones are capable of almost anything that our computers can handle. If you’re already pulling out your phone to check social media and get up to speed with current events, why not use it to make some extra money too?

Whether you’re looking to earn a little hobby money, pay your phone bill, or launch an actual business, there are plenty of money making apps you can start using today!

1. InboxDollars

With the InboxDollars app, you can get paid for a whole bunch of things you already do every day!

Are you a video junkie? Get paid for watching trending videos. Do you like giving your opinion? Get paid for taking fun little surveys and polls. Do you use search engines to get information? Of course you do — get paid for that!

Download the InboxDollars app for free, and you’ll join a club that has earned well over $50,000,000 in total since InboxDollars started.

2. Survey Junkie

If you enjoy taking surveys, you’ll love using the Survey Junkie app.

After you sign up and build out your profile, you’ll be matched with surveys that best match your interests. From there, it’s simple — complete surveys and rack up those points!

You can read our Survey Junkie review to learn more about these different microtasks, the app’s point system, and more.

Hit 1,000 points and you’ll be able to redeem your points for a gift card, or cash out through PayPal.

3. M1 Finance

Through the M1 Finance mobile app, you can put some of your money in the stock market and potentially watch it grow.

The M1 Finance platform allows you to build your own portfolio or “pie” of stocks completely customized to your unique financial goals and preferences.

New to investing? Don’t trust your own judgment? No problem! You can choose one of 100 different expert pies instead and lean on professional expertise, commission-free.

With just $10,000 invested, you’ll also unlock a flexible line of credit at one of the lowest interest rates on the market!

4. Instacart Shopper

Are you the kind of shopaholic who would gladly shop for others, too? Well, through the Instacart Shopper app, you can shop for others and actually make money!

As a full-service shopper, you’ll be charged with the task of assembling the order and delivering it to the customer’s home. As an in-store shopper, you’ll simply assemble the order and prepare it for pickup. In either case, you’ll get to choose your own schedule and get paid quickly!

Sound like fun? To get started, download the Instacart Shopper app, complete your profile, and pick up new shopping gigs!

5. Swagbucks

Want to make money performing simple microtasks, like watching videos and filling out surveys?

Through the Swagbucks app, you’ll collect points that can be redeemed as gift cards or as good old cash! And that’s not it — you’ll even get access to savings and cashback when you shop at participating stores.

Swagbucks has paid its members more than a whopping $400,000,000, and gives out more than 7,000 gift cards every day. Become a Swagbucks member, download the app, and you’ll enjoy a free $10 signup bonus!

Check out our Swagbucks review to learn more!

6. CIT Bank

You can make more money simply by moving your money into a savings account that earns more interest!

CIT Bank offers all-online banking solutions with a mobile app that allows you to monitor activity, deposit checks, and more!

But get this — with CIT Bank’s Savings Builder account, you can earn interest at a rate that is roughly 20x the national average. Yeah, you read that right.

It only gets better. With CIT Bank, there are no account opening fees and no maintenance fees.

Sign up for your account, download the CIT Bank app, and make contributions of $100 a month (or keep a $25,000 balance) to earn the account’s highest interest rate!

What Apps Make You the Most Money?

While you may be able to earn money on all of these apps, some will make you more money than others.

Survey and video watching apps have low earning potential overall. They may only be good for a few hundred bucks a year, but offer a fun way to fill down time!

Cashback and rewards apps have decent earning potential, allowing you to earn a little money each time you shop.

Service apps (such as delivery) might earn you a few thousand dollars each year, or more (depending on your schedule), and can make great side hustles.

Renting apps (that let you list your extra space or car) have higher earning potential as well, allowing you to make several thousand dollars or more each year — depending on what you’re offering.

Then there are the investing apps that can be volatile. Given enough time in the market and a significant investment, you may make a ton of money! But you might also lose money.

There Are Many Legit Apps That Make You Money

With a handful of great money making app ideas, what’s stopping you from using your smartphone to rake in some extra cash?

Whether you’re looking to earn passive income while you work or whether you’re looking for an engaging activity that will keep you busy during your down time, there are so many different apps to choose from.
Download a few of these money making apps and put that smartphone to good use!