Death is a certainty for everyone, yet the timing of death can be unpredictable.

If you passed today, are you sure your family would be provided for? After all, they could be left with the monthly mortgage, the weekly grocery bills, and a host of other expenses.

And unless you inherit a million dollars or win the lottery, you’re unlikely to save enough money to cover your family’s next 30-plus years of expenses.

Life insurance may be the next best thing. And with Ladder, it can be pretty affordable, too.

They offer 100k up to $8 million in coverage, and policies start at just $4.95 a month!

You Never Know When Your Family Will Need a Big Payout

People of all ages fall ill, suffer health complications, or die unexpectedly. God forbid tragedy were to strike, ending your life but leaving your loved ones to carry on without you.

Would they have the money to keep on? Let’s see.

Say you’re 30 years old with a spouse and three children, for example, your family may need enough money to cover the next 35 years of expenses, at the very least.

With a $2,000 mortgage, groceries, and a bevy of other expenses, your family may need upwards of $40,000 each year.

Let’s even say that you have $30,000 in savings. Your family would blow right through that money in the first year with no other income.

That’s why life insurance is so vital. A $1,400,000 payout from your life insurance provider could keep your family afloat for years to come!

And with Ladder, you could get the coverage you need at an affordable rate.

How to Get a Life Insurance Policy with Ladder

Let’s be real. Death is a horrible thing to have to dwell on for too long. Ladder knows this, so they make the process of getting life insurance a walk in the park.

The first step is to get your free quote with Ladder in seconds. Then, all you need is five minutes to fill out the company’s application and you’ll get an instant decision!

Ladder offers term life insurance to people between the age of 20 and 60. You can lock in your premiums for your entire term. As your health changes and you grow older, you’ll enjoy paying the same affordable premium each month.

But you’ll also get the flexibility of laddering your policy — a few clicks to decrease and apply to increase your coverage as needed. And did we mention that there are no policy fees?

Plus, Ladder doesn’t use brokers; so won’t have to fear upselling or nagging phone calls. Just quick, simple, hassle-free, term life coverage.

And check this out — if you don’t like the product, you can cancel your policy at any time. If it’s within the first 30 days, you’ll even get a full refund!

Click here to get your free quote from Ladder, and get quick, affordable protection for your family!

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.