8 Powerful Moves Homeowners Can Make Today
It’s our mission to make money matters a little less insane. We provide financial editorial content free for all and are supported by affiliate partners included in this post which earns us a commission. We hope you enjoy our content and subscribe to our newsletter.
Interest rates were cut for the first time in 4 years.
We’ve all experienced a lot the last 4 years, but it’s still great to be a homeowner. And these options below could be very helpful. Use them to your advantage!
1. Get Up To $500k Cash From Your Home, Without Having To Move (This is not a loan and has no monthly payments!)
Your home is extremely valuable but it’s hard to access that value unless you sell. Pulling cash out of your home could do things like help you pay off debt or fund home renovations. But depending on how you do it, it could also add extra debt while increasing your monthly payments or interest.
Unlock Technologies might be the solution you’ve been looking for. Unlock can invest in your home, giving you cash today, in exchange for a percentage share in your home’s future value, allowing you to cash in on your home’s equity and take advantage of the home equity boom without needing to move. If you qualify, Unlock will give you up to $500k of your home’s value for a percentage of your homes future value. Unlike a loan, there’s no interest, no monthly payments, and no added debt.
Get your no obligation cash offer estimate in 3 steps taking less than 60 seconds:
1. Enter your address.
2. Enter some basic property information.
3. Instantly get your no obligation cash offer estimate.
Unlock has helped over 10,000 homeowners, and has a 4.7 out of 5 TrustPilot score, and A+ rating with the BBB.
Unlock might be a great home equity loan alternative. So what’s the catch? There’s no catch, really. In exchange for its investment, Unlock will share in a portion of your homes future value. If you decide you want to stay longer than 10 years, you can settle the agreement at the end of the term without moving out.
Get an estimate of how much cash you could get now in just 60 seconds. Find out if you qualify right here. Just enter your address and some basic information to get your cash offer. In most cases, you can use the money however you’d like. Home improvements, retirement funds, tuition, debt elimination, it’s up to you.
2. Help Protect Your Your Family By Leaving Them Up To $8,000,000
We hate to think about it, but who would make the mortgage payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.
The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.
With top life insurance provider Ladder, you can actually lock in your rate. As you age and your health declines, you’ll get to keep paying that same low premium.
Ladder offer’s term life insurance policies starting from as little as $1 a day, and you can complete the company’s application in 5 minutes. Ladder is 100% digital for coverage up to $3 million which means no medical exams or filling out paperwork! You’ll simply have to answer a few health questions as part of the online application.
Get your free quote from Ladder today and help ensure your family’s financial future is secure.
Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.
3. Use Your Home To Access Cash At A Lower Interest Rate
If you’re in need of cash to do something like pay off debt, make a home improvement or make any other kind of large purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.
Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.
A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.
LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.
4. Many Homeowners are Business Owners: Get Funding Of Up To $5,000,000 To Take Your Company To The Next Level (Must Have Over $50,000 In Annual Revenue & Been In Business At Least 1 Year)
Think you could make use of more cash for working capital and payroll, expansion, purchasing inventory or equipment, acquisitions, or something else? Most businesses can make use of extra cash to grow and make more money. It’s good to have extra cash you can access any time needed.
It takes just 2 minutes with Fundera to check how much you can get. What do you have to lose by simply checking? Nothing! But there’s a lot to potentially gain.
If your company is incorporated as a corporation or is an LLC with over $50,000 in yearly revenue and have been in business for at least 1 year, you’ve got a great chance of getting funding with Fundera right now.
Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use and there’s no impact to your credit score.
Fundera could help your business get to the next level. Just answer a few questions about your business and Fundera will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes, so you can choose what’s best for you. They will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.
See all your business loan options now. Find out right now how much funding Fundera might get your business.
5. A Cash-out Refinance Could Turn Some Of Your Home Equity Into Cash
If you have equity in your home, an option to get cash could be a Cash-Out Refinance. Use the cash for virtually anything you want like paying off higher interest debt.
A Cash-out refinance replaces your current home loan with a new bigger mortgage, allowing you to take advantage of the equity you’ve built up in your home and access the difference between the two mortgages (your current one and the new one) in cash. The cash you get can go toward virtually anything you want, such as home improvements, paying off debt or other purposes you have.
But be careful not to replace your current mortgage with a higher interest mortgage, unless you might have good reason to do so.
With New American Funding, you can check your mortgage Cash-Out refinance rates in just a few clicks!
New American Funding has funded $60 billions in home loans since 2010. You’ll need a credit score of 620 or higher to get approved with New American Funding.
Find out how much cash you might be able to get from New American Funding now right here!
New American Funding: NMLS#6606
6. Get Yourself A Top Financial Advisor With Ease
Managing your home, your finances, and life can be a lot of work. A top financial advisor could help you make big money moves (from retirement planning, to investments, to tax planning, estate planning, social security, and more). Think about your financial advisor as your secret weapon you can get a second opinion from.
If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), answer the short questionnaire right here, and WiserAdvisor will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.
You can even choose to have a free no obligation consultation. WiserAdvisor has successfully helped over 100,000+ individuals.
This has the potential to be hugely beneficial: It’s free to use the WiserAdvisor service if you have a portfolio over $50k, don’t let the opportunity pass you up. Answer the short questionnaire right here.
7. Check Your Mortgage Refinance Rates Online In 2 Minutes
Interest rates have come down a little bit from their highs. For a number of people it makes sense to start looking at whether mortgage refinancing can save you money.
By refinancing with New American Funding, you could potentially save thousands of dollars each year on your home payments. Here’s how it works — you find a new home loan that, ideally, has a lower interest rate and better terms, and then use it to replace your current home loan. Sounds simple enough, right?
With New American Funding you get a 5 year rate protection pledge, which means if rates drop, you can refinance with no fees (terms apply). Check your rates now right here in under 2 minutes by answering a few questions and find out how much cash you might be able to get.
New American Funding has funded $69 billion in home loans since 2010. There is no minimum credit score to get approved with New American Funding.
Find out if a mortgage refinance can save you money with New American Funding now by clicking right here!
New American Funding: NMLS#6606
8. Save Money By Getting Your Vehicle Protected From Costly Repairs
Nobody likes it when their check engine light comes on, especially when your car is out of warranty. That can mean expensive auto repairs.
There is a company called CarShield that could help you avoid those expensive auto repairs. They have covered over 2 million cars on the road and have paid over $1 billion in administrator claims. They have been serving customers for almost two decades and are highly rated on Google.
CarShield provides auto warranty plans to save drivers money on covered car repairs. They offer plans covering parts like your engine, transmission, drive axle, brake system, air conditioner, water pump, alternator, fuel pump, power windows, radiator, suspension, electrical, and more.
You provide basic information about your vehicle to CarShield, and they will help you find the best plan options for your vehicle and budget. Choose your coverage level and protection plan. You will be amazed by the affordability and flexibility of their service plans. They offer coverage options that fit every budget.
Head to Carshield to get protected and find out if you can save money now.