6 Powerful Moves For Business Owners & People In Their 40s

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Your 40s are a transformative time — combining the wisdom you’ve gained from years of experience with the opportunity to leverage that knowledge for even greater success ahead. Whether it’s in your business, career, or personal life, now is the perfect time to make strategic moves that can set you up for long-term growth and fulfillment.

Here are 6 key moves you should consider to thrive in this exciting stage of life.

1. Unlock Up to $5,000,000 to Fuel Your Business Growth (Must have over $50,000 in annual revenue and be in business for at least 1 year)

If you’re looking to take your business to the next level — whether it’s for working capital, payroll, expansion, purchasing inventory or equipment, acquisitions, or other growth opportunities — having access to additional funding can make all the difference. Extra cash on hand could be the key to driving more revenue or profit and ensuring long-term success.

With Fundera, you can find out how much funding you qualify for in just 2 minutes — and the best part? It’s completely free with no impact on your credit score.

Why Fundera?

  • Over 85,000 businesses have secured more than $2.5 billion through Fundera.
  • You could access up to $5,000,000 in funding from up to 20 trusted options.
  • Fundera’s personalized approach includes a dedicated lending specialist to guide you to the best funding options for your business needs.

Whether you’re incorporated or an LLC with over $50,000 in annual revenue and at least 1 year in business, your chances of securing funding through Fundera are excellent.

What do you have to lose? Take just 2 minutes to check your pre-approved offers with no commitment. Find out right now how much funding Fundera might get your business It’s fast, risk-free, and could unlock the next chapter of your business success.

Get started now and see your funding options today!

2. Protect Your Family with Up to a $2,000,000 Life Insurance Policy (Starting around $1 a day!)

Your family’s financial security is priceless, and getting up to a $2,000,000 life insurance policy can ensure they’re taken care of if the unexpected happens. Have you ever thought about who would cover the mortgage, rent, or daily expenses if you weren’t there? That’s why life insurance is essential — it’s one of the most important decisions you can make to protect your loved ones.

The truth is, the longer you wait, the more expensive life insurance gets. Rates rise with age, so the smartest move is to lock in a low rate now. And when it comes to coverage, more is always better. Most people underestimate how much their family will actually need.

With Ethos, the nation’s leading online life insurance provider, securing coverage has never been easier. You can apply entirely online—no medical exams or blood tests required. In just 5 minutes, Ethos will match you with the best term life insurance options for your family’s needs. You could get up to $2,000,000 in coverage quickly and hassle-free.

Why Ethos?

Life insurance is fast, easy, and affordable with Ethos. Don’t put this off— get your free quote from Ethos today and ensure your family’s financial future is secure. Act now—start protecting your loved ones today.

3. Use Your Home To Access Cash At A Lower Interest Rate (Forget Those High Interest Credit Cards)

If you’re in need of cash to do something like pay off debt, make a home improvement or make any other kind of large purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.

LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.

4. Save Money & Hassle By Getting Your Vehicle Protected From Costly Repairs

Nobody likes it when their check engine light comes on, especially when your car is out of warranty. That can mean expensive auto repairs.

There is a company called CarShield that could help you avoid those expensive auto repairs. They have covered over 2 million cars on the road and have paid over $1 billion in administrator claims. They have been serving customers for almost two decades and are highly rated on Google.

CarShield provides auto warranty plans to save drivers money on covered car repairs. They offer plans covering parts like your engine, transmission, drive axle, brake system, air conditioner, water pump, alternator, fuel pump, power windows, radiator, suspension, electrical, and more.

You provide basic information about your vehicle to CarShield, and they will help you find the best plan options for your vehicle and budget. Choose your coverage level and protection plan. You will be amazed by the affordability and flexibility of their service plans. They offer coverage options that fit every budget.

Head to Carshield to get protected and find out if you can save money now.

5. Take This Retirement Quiz

The smartest thing you can do for your money and retirement future is plan. Starting as early as possible could lead to an amazing outcome. Getting help along the way could be a huge benefit.

A company named SmartAsset works with a robust network of financial advisors all across the U.S., including individual advisors and large investment firms to cater to anyone’s financial situation. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.

If you have a portfolio worth more than $75,000 (it could be a combination of cash, stocks, bonds or other assets), check out the free service from SmartAsset. Start by taking the retirement quiz right here from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes.

Here’s how it works:
1. Answer SmartAsset advisor match quiz
2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.
3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future

If you have a portfolio worth more than $75,000 why not try it? Take the retirement quiz right here.

6. Invest in Commercial Real Estate Through This Site If You’re An Accredited Investor

You can invest in real estate without the burden of managing it.

If you’re an accredited investor, this means you have an annual income of more than $200,000 ($300,000 for joint income) for the last two years, or if you have a net worth of more than $1,000,000, then you can invest in real estate with minimums of just $5,000 on the EquityMultiple platform.

With EquityMultiple, you can invest in commercial, professionally managed real estate, starting with as little as $5k.

Create an account in 2 minutes to explore opportunities.

EquityMultiple has distributed $430 million to investors.

Sign up here.