Making smarter decisions today can really payoff big. No more time to waste. You likely know this, and that’s why you’re reading this. So let’s jump right in.

If you’re in your 60s and a homeowner or business owner, there’s no better time than today. Whether it’s retirement or your financial future next week, here are 6 top moves.

We always think we know best, but sometimes there are options right in front of us that could help us more than we’ve imagined.

1. Are You Ready For Retirement? Take The 2 Minute Quiz and Get Expert Help At Your Fingertips

The smartest you can do for retirement is plan. Starting as early as possible could lead to an amazing outcome. Getting help along the way could be a huge benefit. Things like tax planning, retirement savings, investments, and much more.

A company named SmartAsset works with a robust network of financial advisors all across the U.S., including individual advisors and large investment firms to cater to anyone’s financial situation. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.

If you have more than $50,000 in investment (it could be a combination of cash, stocks, bonds or other assets), check out the free service from SmartAsset. Start by taking the retirement quiz right here from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 2 minutes. Smart Asset is now matching over 50,000 people a month.

Here’s how it works:
1. Answer SmartAsset advisor match quiz
2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.
3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future

If you have more than $50,000 in investment why not try it? Take the retirement quiz right here.

2. Get Funding Of Up To $5,000,000 To Take Your Company To The Next Level (Must have at least $50,000 in annual revenue)

If your company is incorporated as a corporation or is an LLC with over $50,000 in yearly revenue and has been in business for at least 2 years, you’ve got a great chance of getting funding. The free service from Fundera by NerdWallet will show you up to 20 funding options (from business loans to business lines of credit and more) from $10,000 to $5,000,000 in just 2 minutes, so you can take your business to the next level.

It’s free to use, there’s no obligation, and won’t effect your credit. Just answer a few questions about your business and find out how much you qualify for right here on the Fundera website.

Most businesses can make use of extra cash to hire new employees, expansion, working capital, equipment, make an acquisition, invest in research and development, or something else.

Over 85,000 companies have secured more than $2.5 billion through Fundera. If you’d like they will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.

Find out right now how much funding Fundera might get your business.

3. Get Business Insurance Today to Protect Your Company (Don’t Risk It)

Business insurance is crucial for protecting your company against unexpected risks and financial losses. It can cover everything from property damage to liability claims to cyber insurance, ensuring that one unforeseen event doesn’t cripple your business. Without insurance, you might face significant out-of-pocket expenses that could jeopardize your company’s future.

Choosing The Hartford for your business insurance needs offers unparalleled peace of mind. With 200+ years in business, and a long-standing reputation for reliability and excellent customer service, The Hartford provides comprehensive coverage tailored to your specific industry. They cover over 1 million small business owners.

Moreover, The Hartford offers competitive rates and a range of customizable options to suit businesses of all sizes. Their expert agents work closely with you to understand your risks and create a policy that fits your budget. By opting for The Hartford, you’re investing in a partnership that prioritizes your business’s security and success.

Get a free quote right here.

4. Get The Free Banking & Accounting Built For Business Owners, & Solopreneurs

Managing your finances can be a big task when you are your own boss. Fortunately, there’s a company that has built an all-in-one banking solution for the self-employed. Found offers an online bank account, along with bookkeeping, taxes, and other financial tools, to help self-employed individuals grow their businesses. It’s free to sign up in a few minutes, with no credit check, no minimum balance, and no hidden fees. With Found, Deposits are insured up to $250K through their banking partner, Piermont Bank.

• Free bank account, free debit card, no credit check, no minimum balance and no hidden fees
• Banking, taxes, bookkeeping – all in one place
• Real-time expense tracking and categorization with easy receipt capture
• Simplify tax season with automated tax saving, write-off tracking, and the option to pay taxes directly from Found
• Customize and send professional invoices in seconds for free
• Integrates with popular business apps, including Quickbooks, PayPal, and Stripe
• Sign up in minutes. No credit check. No minimum balance and no required fees

Ready to take your self employed banking to the next level? Sign up for an account here for free in under 5 minutes.

Disclaimer: Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

5. Learn How To Invest In Gold With Tax Benefits

For a long time, the wealthy have been aware that gold is one of the top ways to safeguard against economic uncertainty and inflation. Given the present economy, investing in gold is a straightforward way to diversify your portfolio. This can also help safeguard your 401k and/or IRA.

Do you have at least $10k in one bank account balance? Or at least $10k in an existing retirement account? If so, then a gold IRA could be a great way to diversify. A gold IRA (investment retirement account) could help you take advantage of investing in gold with big tax benefits, and it’s easier to set up than you might think.

A company named Birch Gold is a leading dealer of physical precious metals in the United States. With a gold IRA, investing in gold can be as easy as investing into stocks.

Right now they have a promotion that you can get up to $10,000 in precious metals for free if you qualify. Enter some basic information and grab your free info kit, a Birch Gold Group gold expert will contact you for a free no-obligation consultation right here. Make sure to ask how you can qualify for up to $10,000 in free precious metals and ask any questions you can think of!

Get your free info kit and free phone consultation right here.

6. Use Your Home To Borrow Cash At a Potentially Lower Interest Rate

If you’re in need of cash to do something like pay off debt, make a home improvement or make any other kind of large purchase, you could use your home to take out a potentially lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

With New American Funding you get a 5 year rate protection pledge, which means if rates drop, you can refinance with no fees (terms apply).

Check your rates now right with New American Funding in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.

New American Funding has funded $69 billion in home loans since 2010. There is no minimum credit score to get approved with New American Funding.

Find out how much cash you might be able to get from New American Funding now by clicking right here!

New American Funding: NMLS#6606