8 Powerful Retirement Moves People In Their 60s Could Make Today

Canva Pro/Unsplash

It’s our mission to make money matters a little less insane. We provide financial editorial content free for all and are supported by affiliate partners included in this post which earns us a commission. We hope you enjoy our content and subscribe to our newsletter.

Making smarter decisions today can really payoff big.

If you’re in your 60s. There’s no better time than today. Stop procrastinating, and makes some moves today! There are 8 on this list.

1. Take This Retirement Quiz & Get Expert Help

Do you know if you have enough saved to retire early? More importantly, do you know how to properly manage your savings to maximize your retirement income? The smartest thing you can do for your money and retirement is plan. Starting as soon as possible could lead to an amazing outcome.

If you have a portfolio worth more than $100,000 (it could be a combination of cash, stocks, bonds or other assets), check out the free service from SmartAsset. Start by taking the 3 minute retirement quiz through this link right here from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes. Smart Asset is now matching over 50,000 people a month.

Here’s how it works:
1. Answer SmartAsset advisor match quiz
2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.
3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future

If you have a portfolio worth more than $100,000 (it could be a combination of cash, stocks, bonds or other assets) take action, it takes just 3 minutes and is free. Take the retirement quiz right here.

2. Invest In Gold (up over 82% over the past five years)

For a long time, the wealthy have been aware that gold is one of the top ways to safeguard against economic uncertainty and inflation. Given the present economy, investing in gold is a straightforward way to diversify your portfolio. This can help safeguard your 401k and/or IRA.

If you have at least $10k in an existing retirement account or bank account balance, then a gold IRA could be a great way to diversify. A gold IRA (investment retirement account) could help you take advantage of investing in gold with big tax benefits, and it’s easier to set up than you might think.

A company named Birch Gold is providing an exclusive Info Kit that provides you with clear instructions on how to invest in gold promptly and with ease (it’s no more complicated than buying stocks). Don’t procrastinate any further, secure your finances against an unstable economy by investing in gold today. Many financial experts believe gold will continue to go higher in price.

Exclusive: Birch Gold is offering our readers an exclusive Gold Info Kit through this link right here. This offer is only available to our readers, so act now while while the offer is still good as gold!

3. Protect Your Home From Costly Repairs (And The Annoyance Of Dealing With It)

No one likes it when a repair is needed at their home, especially when it’s a costly repair. Investing in a home warranty is a proactive step towards avoiding costly home repairs. A home warranty acts as a safeguard against unexpected expenses by covering the repair or replacement of major appliances and systems. With a home warranty in place, homeowners can enjoy peace of mind knowing that their essential household components are protected, easing the stress of potential breakdowns and their associated costs.

Choice Home Warranty offers tailored solutions to meet homeowners’ needs. Choice Home Warranty has covered more than 2 million homes and has serviced more than 6.6 million service requests. Their extensive network of 15,000+ local pre-screened technicians ensures service whenever a claim is filed. With Choice Home Warranty, homeowners benefit from comprehensive coverage for items such as heating and cooling systems, electrical, plumbing, and kitchen appliances, providing reassurance against unexpected breakdowns.

Their customizable plans cater to different budgets and preferences, allowing homeowners to select the coverage that best suits their needs. Choice Home Warranty is available 24 hours a day, 7 days a week.

Get a free quote now right here.

4. Get Up to $5,000,000 In Funding For Your Business (Some Of Us Love To Work!)

Think you got enough cash for your business? That’s great. Think you might need more for payroll, expansion, working capital, equipment, or something else? Most businesses can make use of extra cash to make more money.

If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue and been in business at least 2 years, then you’ve got a good chance of getting funding. Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use and there’s no impact to your credit score.

Fundera could help your business get to the next level. Just answer a few questions about your business and in just 2 minutes Fundera will show you pre-approved offers from up to 20 lenders that could provide your business up to $5,000,000 in as fast as the same business day. They will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.

Don’t wait, take action so you can grow your business faster. Find out right now how much funding Fundera might get your business.

5. Get Up To $50,000 To Pay Off Your Credit Card Debt

Credit card companies make lots of money charging their customers high interest, you do not need to be one of them.

Did you know you could get out of this debt spiral by using a personal loan to pay off your credit card debt? That’s because personal loans typically have a lower interest rate than a credit card.

LendingTree makes it super easy to see multiple options in one place, and apply for a personal loan in minutes online. Personal loans with LendingTree start at 6.99% APY, that could be a huge saving versus what credit card interest rates charge you. You’ll then be able to choose which personal loan is right for you, you can then get your credit card debt paid off as early as one business day.

It’s common that someone takes out a personal loan to pay off their credit card debt, and then begins paying off the lower interest personal loan.

You can also use a personal loan to pay off other types of debt, fund a vacation, or really anything you want.

Check your personal loan rates here now.

6. Use Your Home To Borrow Cash At a Lower Interest Rate (Instead of Paying Sky High Credit Card Interest)

If you’re in need of cash to do something like pay off debt, make a home improvement or make any other kind of large purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.

LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.

7. If You More Than $10k In Debt, Here’s How To Get Out Of It Quicker

If you have debt, you know the ridiculous interest rates are like robbery.

If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, National Debt Relief could be a huge help. Their representatives might be able to assist you in lowering it by as much as 30%.

Since 2009, National Debt Relief has successfully helped more than 550,000 people get out of debt. And you have nothing to lose by letting National Debt Relief tell you how they can help you.

There are zero fees until your debt is resolved, you might be debt free sooner than you expected. Just answer a few short questions to find out if you qualify. It only takes 30 seconds right here. They will give you a free consultation to let you know all your options.

8. Get A Financial Pro On Your Team Today (This Isn’t Just For Billionaires)

Do you have a financial advisor to help you make big money moves (from investments, to tax planning and more)? Why not?!

If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), answer the 2-minute short questionnaire right here, and the free service from WiserAdvisor will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.

You’ll even get a free no obligation consultation. WiserAdvisor has successfully helped over 100,000+ individuals like you match with a financial advisor.

Take action now because it’s free for our readers to use the WiserAdvisor service (and takes 2 minutes) if you have a portfolio over $50k, don’t let the opportunity pass you up. Answer the short questionnaire right here.