Your 40s can feel like standing at a crossroads: a blend of wisdom from years of experience and the thrill of new opportunities.

This decade is a pivotal time to redefine your path, and set you up for a beautiful early retirement.

Let’s dive into strategic actions that can transform your professional and personal life.

1. Get Top A Financial Advisor On Your Team Today (This Isn’t Just For Billionaires)

Do you have a financial advisor to help you make big money moves (from investments, to tax planning, to everyday money questions and more)? Why not?!

If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), answer the 2-minute short questionnaire right here, and the free service from WiserAdvisor will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.

You’ll even get a free no obligation consultation. WiserAdvisor has successfully helped over 100,000+ individuals like you match with a financial advisor.

2. Protect Your Family With An Extra $2,000,000 (This Is A Must And Is Affordable!)

Make sure to try this because it’s one of the most important things you can do for the protection of your family. We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? An extra $2,000,000 could go a very long way for anyone.

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.

Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $2,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

3. Get Up to $5,000,000 In Funding To Take Your Company To The Next Level & Make More Money (Must Be In Business At Least 1 Year With $50k+ In Yearly Revenue)

Think you got enough cash for your business? That’s great. Think you might need more for payroll, expansion, working capital, equipment, or something else? Most businesses can make use of extra cash to make more money.

It takes just 2 minutes with Fundera to check how much you can get.

If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue, then you’ve got a good chance of getting funding. Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use and there’s no impact to your credit score.

Fundera could help your business get to the next level. Just answer a few questions about your business and Fundera will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes, so you can choose what’s best for you. They will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.

See all your business loan options now. Find out right now how much funding Fundera might get your business.

4. Invest In Gold With Tax Benefits

For a long time, the wealthy have been aware that gold is one of the top ways to safeguard against economic uncertainty and inflation. Given the present economy, investing in gold is a straightforward way to diversify your portfolio. This can also help safeguard your 401k and/or IRA.

Do you have at least $10k in one bank account balance? Or at least $10k in an existing retirement account? If so, then a gold IRA could be a great way to diversify. A gold IRA (investment retirement account) could help you take advantage of investing in gold with big tax benefits, and it’s easier to set up than you might think.

A company named Birch Gold is a leading dealer of physical precious metals in the United States. They can help you set up a gold IRA with ease. With a gold IRA, investing in gold can be as easy as investing into stocks.

Right now they have a promotion that you can get up to $10,000 in precious metals for free if you qualify. Enter some basic information and grab your free info kit, a Birch Gold Group gold expert will contact you for a free no-obligation consultation right here. Make sure to ask how you can qualify for up to $10,000 in free precious metals and ask any questions you can think of!

Get your free info kit and free phone consultation right here.

5. Start Retirement Planning With Expert Help

Do you know if you have enough saved to retire early? More importantly, do you know how to grow your savings with tax moves like IRAS to maximize your retirement savings potential? The smartest thing you can do for your money and retirement is plan. Starting as soon as possible could lead to an amazing outcome.

Get expert help. A company named SmartAsset works with a robust network of financial advisors all across the U.S., including individual advisors and large investment firms. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.

If you have more than $50,000 in investments (it could be a combination of cash, stocks, bonds or other assets), check out the free service from SmartAsset. Start by taking the 3 minute retirement quiz right here from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes. Smart Asset is now matching over 50,000 people a month.

Here’s how it works:
1. Answer SmartAsset advisor match quiz
2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.
3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future

If you have more than $50,000 in investments why not try it? It takes 3 minutes. Take the retirement quiz right here, and get matched for free now.

6. Get The Banking Built For Freelancers, Independent Contractors, Or Solopreneurs

Managing your finances can be a big task when you are your own boss. Fortunately, there’s a company that has built an all-in-one banking solution for the self-employed. Found offers an online bank account, along with bookkeeping, taxes, and other financial tools, to help self-employed individuals grow their businesses. It’s free to sign up in a few minutes, with no credit check, no minimum balance, and no hidden fees. Deposits are insured up to $250K through their banking partner, Piermont Bank.

• Free bank account, free debit card, no credit check, no minimum balance and no hidden fees
• Banking, taxes, bookkeeping – all in one place
• Real-time expense tracking and categorization with easy receipt capture
• Simplify tax season with automated tax saving, write-off tracking, and the option to pay taxes directly from Found
• Customize and send professional invoices in seconds for free
• Integrates with popular business apps, including Quickbooks, PayPal, and Stripe
• Sign up in minutes. No credit check. No minimum balance and no required fees

Ready to take your self employed banking to the next level? Sign up for an account here for free in under 5 minutes.

Disclaimer: Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.