We’ve all prob had enough with the housing market over the last few years.

Here are 6 moves for those that are looking to buy a home and those that are homeowners:

1. Speak To A Top Financial Advisor Before Making A Large Purchase Like A Home (This Isn’t Just For The Wealthy)

There is no better time to plan for your financial future than today.

And a professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stocks, bonds or other assets) getting a second opinion from a pro certainly can’t hurt. A financial advisor could help you create long-term strategies for building wealth and managing risk. They can help you track, manage and balance your investment portfolio. They can also provide helpful advice on lots of other financial issues and decisions from tax planning, estate planning, financial planning, and more.

There are no-cost online services that make it easier than ever to find trustworthy financial advisers. For example, Wiser Advisor. You fill out a short questionnaire and are instantly matched with up to three fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes about a minute, and you’ll be offered a free consultation. WiserAdvisor is America’s oldest and largest independent network of prescreened financial advisors.

This has the potential to be hugely beneficial: Take a minute to fill out the short questionnaire now.

2. Get An Offer For Your Home Online Now *If You Already Own One (Without A Real Estate Agent)

Thinking about upgrading or downsizing? Maybe you’re just curious about how much money you can get for your home or want to move. Whatever the reason, did you know there’s a way you could receive a cash offer within 24 hours without any broker/agent, or any showings?

Offerpad could give you a no-obligation competitive cash offer right now. Offerpad is only available in Arizona, Colorado, Florida, Georgia, Indiana, Kansas, Missouri, Nevada, North Carolina, and Texas.

All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise. You’ll get a free, no obligation cash offer in 24 hours.

If you choose to accept your offer, Offerpad will provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer. You can also choose to list your home with Offerpad instead of selling it to Offerpad.

Find out what your home’s cash offer is in 3 minutes right now.

3. Help Protect Your Family By Leaving Them With Up To $2,000,000 (This Should Be A No Brainer)

We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

Life insurance is made fast, easy, and affordable with Ethos, a company that lets you apply online in minutes without leaving your couch (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000.

You’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

4. Diversify Your Retirement Investments with Gold & Real Estate No Matter The Income Level

Not planning for the future could literally be asking to fail. And nowadays there’s no excuse not to plan ahead with the internet making it easier than ever.

Gold and real estate are some of the best ways to diversify a portfolio, but so many people are missing out because traditional retirements accounts only let someone invest in stocks and bond. Also people make the mistake of thinking they need huge sums of money to invest in these assets. With a self directed Equity Trust IRA (IRA stands for Individual retirement account) anyone can now set up a retirement account that allows them to invest in gold, real estate, and more.

Equity Trust has been in business for more than 45 years, and has over $39 billion in retirement assets under custody and administration. They have over 400 client-focused associates that are there to provide dedicated, personalized service whenever someone needs it.

Simply start by requesting your free self-directed IRA success kit from Equity Trust, it contains useful information. Then (or whenever you’re ready), set up a free no obligation phone call with one of the Equity Trust associates that can help you set up your Equity Trust IRA account if you choose to do so.

5. Your Auto & Home Insurance Bill Is Probably Too High, Here’s How To Check If You Could Save A Lot

When was the last time you checked your homeowners or auto insurance rate? Don’t you hate being ripped off! Insurance companies love when you’re lazy. You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look. You may be able to save up to $950 with the company below.

With Liberty Mutual, you could customize your car and home insurance to save $950. It takes just a couple of minutes to check your rate.

You could only save further with an online purchase discount and get rewarded for things like good driving behavior. There’s also a possible paperless policy discount and a pay-in-full discount.

Whether you’re looking for a better rate on home or auto insurance (or both), get a quote right now.

6. Start a Savings Account With A High Interest Rate

Opening a separate savings account specifically for your home savings (or one just to save more) will help you keep track of what you have saved and give you an idea of when you will reach your goal.

The Upgrade Premier Savings account comes with no annual fees, monthly account fees, or transfer fees. You’ll also earn the account’s highest interest rate by maintaining a balance of just $1,000 or more. There’s no minimum opening deposit, so you can open your account and start saving today!

All you have to do is open an account online and fund it, it takes 5 minutes.