When Money Is Tight, These 7 Companies Might Be Able To Help
It’s our mission to make money matters a little less insane. We provide financial editorial content free for all and are supported by affiliate partners included in this post which earns us a commission. We hope you enjoy our content and subscribe to our newsletter.
Maybe we’re in a recession, maybe we’re not? Who really knows anymore. But bottom line, if money is tighter than usual or if money is just tight in general, these companies could be of help.
1. Ask This Company For Up To $100,000 To Pay Off Your Debt
If your credit card company has their foot on your throat, it’s time to get that bill paid off so that you have more money to pay the mortgage. This company could give you up to $100,000 to pay your credit card debt or any other type of debt.
Credit card interest rates can be over 15%, but personal loan interest rates with Credible start at a much lower interest rate. Use your personal loan to pay off high-interest credit card debt today, and lower your monthly bills.
With a personal loan, you can replace your credit card’s ridiculous interest rate with a lower rate, wipe out your entire credit card bill, and start fresh with one monthly payment going forward.
And with Credible, getting a personal loan is a whole lot easier.
With a simple, 2 minute check, Credible will return up to 11 lending options at once. You can compare interest rates by clicking here, find an option you like, and get your funds as soon as the very next day!
2. Get A Cash Offer For Your Home Online Now
Thinking about upgrading or downsizing? Maybe you’re just curious about how much money you can get for your home or want to move. Whatever the reason, did you know there’s a way you could receive a cash offer within 24 hours without any broker/agent, or any showings?
All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise. They’ll give you a free, no obligation cash offer within 24 hours.
If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.
Find out what your home’s cash offer is in 3 minutes right now.
3. Get A Top Financial Advisor To Help You Make Big Money Moves & Reach Your Goals
There is no better time to plan for your financial future than today.
And a professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stocks, bonds or other assets) getting a second opinion from a pro certainly can’t hurt. A financial advisor could help you create long-term strategies for building wealth and managing risk. They can help you track, manage and balance your investment portfolio. They can also provide helpful advice on lots of other financial issues and decisions from tax planning, estate planning, financial planning, and more.
These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, WiserAdvisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.
The process only takes about a minute, and you’ll be offered a free consultation. WiserAdvisor is America’s oldest and largest independent network of prescreened financial advisors.
The best advisors break down confusing financial language in ways you can easily understand. And they’ll work with you, as a partner, to make a game plan that puts you on track to achieve your financial goals and retirement dreams.
This has the potential to be hugely beneficial: Take a minute to fill out the short questionnaire now.
4. Find Out If You Could Lower Your Mortgage Payments or Get Cash Out
If you own a home, your mortgage is likely your biggest expense, so wouldn’t it be nice if you could save on your existing mortgage or get better terms? May even get some cash out.
By refinancing your mortgage, you could potentially save thousands of dollars each year on your home payments and/or get better terms. You could also potentially get cash out with a cashout refi. A mortgage refinance just means you replace your current mortgage with a new mortgage that hopefully serves you better, and the folks at OneTrust Home Loans could help you figure out if it’s beneficial for you in a few minutes.
OneTrust Home Loans is a mortgage company that has funded billions of dollars of loans and has mortgage specialists and branches across the United States. It made the Inc. 5000 list of fastest growing companies.
Here’s how you can easily get a free no obligation phone call with a mortgage specialist at OneTrust Home Loans:
- Enter your name, phone number, email and state your home is located, on this page, and you’re set!
- OneTrust Home Loans will send you information and schedule a call that works best on your time.
5. Take This Online Money Quiz That Could Tell You Ways To Save, Invest, or Make Money
Wouldn’t it be great to just answer a few questions, and get some ideas on ways to save, make, or invest money.
Well now you can do just that with the VOICED Market money quiz, just answer a few questions and get up to 10 money quiz results.
After you answer a few questions, confirm your email address to create your account, boom your money quiz results will appear.
But VOICED Market is much more than that, it’s a new shopping platform that will show you deals from top brands on everything from loans and insurance, to clothing, groceries, travel, and more.
Once you’ve confirmed your email so that your account is created, it will update your dashboard with new deals and alert you to them. Learn about new exclusive deals, and more without having to do anything.
6. Get Up To $500,000 For Your Home Without Moving (Without Getting A Monthly Bill, This Is Not A Loan)
Interests rates are higher than they’ve been in years. You might want to access a large sum of cash right now, but don’t want to take out a loan. If you’re a homeowner, your home is extremely valuable but it’s hard to access that value unless you sell. But now, there is a way to take advantage of being a homeowner to access up to $500,000.00 and avoid having to borrow money at a high interest rate and without selling your home.
Unison can invest in your home, giving you cash today, in exchange for a percentage share in your home’s future appreciation, allowing you to get cash you need without needing to pay monthly loan bills. If you qualify, Unison will give you up to $500k or 17.5% of your home’s value. Unlike a loan, there’s no interest, no monthly payments, and no debt.
So what’s the catch? There’s no catch, really. In exchange for its investment, Unison will share in the profit or loss when you finally decide to sell your home and move out (up to 30 years later). If you decide you want to stay longer than 30 years, you can settle the agreement at the end of the term without moving out.
Here’s how it works on the Unison website: After confirming your home is pre-approved by simply entering your address, you’ll need to fill out a quick and easy form with some info and a credit check, typically completed in just a few minutes or less. If you don’t fill out the application fully you will not know if you’re approved.
Get an estimate of how much cash you could get now in just a few minutes. Find out if you qualify right here. Apply and speak to one of Unisons specialists. In most cases, you can use the money however you’d like. Home improvements, retirement funds, tuition, debt elimination, it’s up to you.
7. Get A Mortgage Specialist To Help You Finance A Home You Want To Buy
In today’s market it’s harder than it’s been in a long time to find your home and then buy that home. Rising interest rates, inflation, lack of homes on the market, etc.
You need all the help you can get. That’s why it’s best to shop around for your mortgage to see what rates could be offered to you.
Working with a mortgage specialist has the potential to make a big difference. The folks at OneTrust Home Loans have funded billions of dollars of mortgages, and their mortgage specialists that are across the United States could help you find your top mortgage rate options, no matter the size of the house you’re looking to buy.
Set up a free no-obligation consultation with a mortgage specialist from OneTrust Home Loans by:
- Entering your name, phone number, email and state your home is located, on this page, and you’re set!
- OneTrust Home Loans will send you information and schedule a call that works best on your time.
8. Use a Cashback Credit Card That Gives You Unlimited 1.5% Cash Back
If you use your credit card often, why not use a card that offers cashback for your purchases? Be careful, however, as even some of the best cashback credit cards come with annual fees and hidden fees.
Not Upgrade, though. There are no fees with this credit card. It offers a credit line of up to $25,000.
The Upgrade Cash Rewards Credit card earn you an unlimited 1.5% cashback on payments, but you need to have good credit in order to get approved.
Don’t wait — apply by clicking here for your Upgrade credit card today and check your credit line and rate now, then if approved, accept your new credit card and credit line.