If You’re in Your 40s, You Could Get a Term Life Insurance Policy From As Little As $12
It’s our mission to make money matters a little less insane. We provide financial editorial content free for all and are supported by affiliate partners included in this post which earns us a commission. We hope you enjoy our content and subscribe to our newsletter.
Life insurance isn’t a subject that young, healthy people spend a great deal of time thinking about. With seemingly decades ahead of you, you’re not expecting life to end any time soon.
We hate to think about it, but who would provide for your family if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.
There are companies, like Ladder, that will not only offer great rates but also allow you to lock in that rate. This means you’ll continue to pay that same modest amount, even as you grow older and your health begins to decline.
But guess what? The longer you wait to get life insurance, the more expensive it’s going to be. And because today is the youngest you’ll be, it may also be the lowest your premiums will ever be. So, this isn’t something you want to put off.
And it’s much easier than you might think. You can get a free quote from Ladder in minutes, all without needing to provide a medical exam or fill out physical paperwork.
Leave Your Family Up to $8 Million, If You Qualify
Although you may feel healthy now, there’s no way of knowing for certain when your health will decline or when you may die.
Even if gambling on your health is a risk you’re willing to take, consider what it means for your family. Many people assume they have enough money in their savings account to leave for their loved ones, but the reality is that your savings account probably only scratches the surface of what your family will need.
Leaving your family with $8 million, though? That changes everything.
And that’s where term life insurance comes in. Ladder offers up to $8 million in coverage at competitively priced rates. Get life insurance while you’re still young and the rates are typically lower.
What’s more, Ladder makes it easy. As everything is online, you can get a quote and lock in your premium, if approved in just minutes.
Get your free quote from Ladder today and find out just how easy and affordable term life insurance can be.
Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.