(We’ve updated this article to 4 of the top moves)

We just went through two years of soaring stock prices, soaring home prices, soaring car prices, and the government pumping huge amounts of money into the economy. A lot of people made a lot of money. But things have been changing and if you think the good times can’t end, you might be mistaken. Lots of finance professionals are sounding the alarm on the high risk of an economic recession.

So what can you do to prepare for the potential of not so good times ahead? Keep reading about 4 ways that might help you do just that.

1. Find Out How Much You Might Get To Sell Your Home In Just 3 Minutes

You probably have at least considered putting your home on the market. But did you know there’s a way you might receive a cash offer within 24 hours without any broker, or any showings?

Offerpad will carefully evaluate your home with local market expertise, and could give you a competitive cash offer within 24 hours. All you need to do is fill out a short 3-minute questionnaire.

If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.

Find out what your home’s cash offer is in 3 minutes right now.

2. Help Protect Your Your Family By Leaving Them Up To $8,000,000

We hate to think about it, but who would make the mortgage payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.
Plus, with Ladder, you can actually lock in your rate. As you age and your health declines, you’ll get to keep paying that same low premium.

Ladder offer’s term life insurance policies starting from as little as $4.95 a month, and you can complete the company’s application in 5 minutes. Ladder is 100% digital for coverage up to $3 million which means no medical exams or filling out paperwork! You’ll simply have to answer a few health questions as part of the online application.

Get your free quote from Ladder today and help ensure your family’s financial future is secure.

$4.95/month pricing is based on 20-year-old female, preferred plus rating with a 10 year term and $100,000 in coverage.

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.

3. Invest in Artwork: Arrtwork has historically outperformed the stock market

You might think, what’s art got to do with a recession? You might roll your eyes until you find out that according to Artprice, blue-chip artwork has outperformed the S&P 500 by more than 250% from 2000 – 2018. Art might be a good way to diversify your investment.

And for years, blue-chip artwork was an area that only the super-rich could get involved in. But Masterworks has made it so that anyone with at least $1,000.00 can get started investing into shares of top-tier artwork!

Here’s how it works. On the Masterworks platform, you can invest in a portfolio of iconic works that have been carefully crafted by Masterworks’ team of research professionals. You can wait for Masterworks to sell the artwork at some point during the next 3-10 years, or you have the option to sell your shares to other investors on Masterworks’ secondary market.

Skip the waitlist: Use our link below to get exclusive access to bypass the 25,000 person waitlist!

Simply request an invite for membership today!

Read important disclaimer at masterworks.io/disclaimer

4. A Cash-out Refinance Could Turn Some Of Your Home Equity Into Cash

If you have equity in your home, another option could be a Cash-Out Refinance if you prefer paying a loan back monthly.

A Cash-out refinance replaces your current home loan with a new bigger mortgage, allowing you to take advantage of the equity you’ve built up in your home and access the difference between the two mortgages (your current one and the new one) in cash. The cash you get can go toward virtually anything you want, such as home improvements, paying off debt or other purposes you have.

But be careful not to replace your current mortgage with a higher interest mortgage, unless you might have good reason to do so.

With LoanDepot, you can check your mortgage Cash-out refinance rates in just a few clicks!

LoanDepot is the official mortgage provider and proud partner of Major League Baseball.

LoanDepot has funded more than $100 billion in loans since 2010. Their licensed lending officers are held by a strict no steering policy and are not incentivized to sell one loan over another.

After you refinance with LoanDepot once, they’ll waive the lender fees and reimburse appraisal fees on any future refinance with LoanDepot.

Find out how much cash you might be able to get from LoanDepot now right here!