We just went through two years of soaring stock prices, soaring home prices, soaring car prices, and the government pumping huge amounts of money into the economy. A lot of people made a lot of money. But things have been changing and if you think the good times can’t end, you might be mistaken. Lots of finance professionals are sounding the alarm on the high risk of an economic recession.

So what can you do to prepare for the potential of not so good times ahead? Keep reading about 9 ways that might help you do just that.

1. Get Up To $50,000 To Pay Off Your Credit Card Debt

Credit card companies make lots of money charging their customers high interest.

But did you know you could get out of this debt spiral by using a personal loan to pay off your credit card debt? That’s because personal loans typically have a lower interest rate than a credit card.

Upgrade makes it super easy to apply for a personal loan in minutes online. You’ll then be able to choose which personal loan is right for you, you can then get your money as early as within one business day.

It’s common that someone takes out a personal loan to pay off their credit card debt, and then begins paying off the lower interest personal loan.

You can also use a personal loan to pay off other types of debt, fund a vacation, or really anything you want.

Check your personal loan rates here now.

2. Help Protect Your Your Family By Leaving Them Up To $8,000,000

We hate to think about it, but who would make the mortgage payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.

Plus, with Ladder, you can actually lock in your rate. As you age and your health declines, you’ll get to keep paying that same low premium.

Ladder offer’s term life insurance policies starting from as little as $4.95 a month, and you can complete the company’s application in 5 minutes. Ladder is 100% digital for coverage up to $3 million which means no medical exams or filling out paperwork! You’ll simply have to answer a few health questions as part of the online application.

Get your free quote from Ladder today and help ensure your family’s financial future is secure.

$4.95/month pricing is based on 20-year-old female, preferred plus rating with a 10 year term and $100,000 in coverage.

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.

3. A Cash-out Refinance Could Turn Some Of Your Home Equity Into Cash

If you have equity in your home and need to access cash, an option could be a Cash-Out Refinance.

A Cash-out refinance replaces your current home loan with a new bigger mortgage, allowing you to take advantage of the equity you’ve built up in your home and access the difference between the two mortgages (your current one and the new one) in cash. The cash you get can go toward virtually anything you want, such as home improvements, paying off debt or other purposes you have.

But be careful not to replace your current mortgage with a higher interest mortgage, unless you might have good reason to do so.

With New American Funding, you can check your mortgage Cash-out refinance rates in just a few clicks!

New American Funding has funded $60 billions in home loans since 2010.

Find out how much cash you might be able to get from New American Funding now right here!

New American Funding: NMLS#6606

4. Get Rid of Your Current Auto Insurance — This Company Could Save You $947 a Year

Fear that you’re paying too much for car insurance? Perhaps you don’t know where to look for better rates, or maybe you simply don’t have the time to shop around. Whatever the case, finding affordable rates and switching companies just got easier.

With Liberty Mutual, you could customize your car and home or renters insurance to save $947 a year. It takes just a couple of minutes to check your rate.

You could only save further with an online purchase discount and get rewarded for things like good driving behavior. There’s also a possible paperless policy discount and a pay-in-full discount.

You could save hundreds on your auto insurance this year. Fill out a short questionnaire to find out if you can lower your auto insurance now.

5. Look to diversify your investments for the long haul.

You might think, what’s art got to do with a recession? You might roll your eyes until you find out that according to Artprice, blue-chip artwork has outperformed the S&P 500 by more than 250% from 2000 – 2018. Art might be a good way to diversify your investments.

And for years, blue-chip artwork was an area that only the super-rich could get involved in. But Masterworks has made it so that anyone with at least $1,000.00 can get started investing into shares of top-tier artwork!

Here’s how it works. On the Masterworks platform, you can invest in a portfolio of iconic works that have been carefully crafted by Masterworks’ team of research professionals. You can wait for Masterworks to sell the artwork at some point during the next 3-10 years, or you have the option to sell your shares to other investors on Masterworks’ secondary market.

Skip the waitlist: Use our link below to get exclusive access to bypass the 25,000 person waitlist!

Simply request an invite for membership today!

Read important disclaimer at masterworks.io/disclaimer

6. Replace Your Student Loan and Get a $300 Bonus in the Process

If you’re neck-deep in student loan debt, like many Americans are, you might want to consider refinancing — replacing your current loan(s) with one that has a lower interest rate.

This move could potentially save you thousands, and Credible is an online student loan refinance marketplace that will help you find and compare up to 10 options in two minutes — for free. Not to mention, you’ll earn up to a $300 bonus after closing out your refinance.

Fill out the company’s simple form, and you’ll be matched with prequalified offers from top lenders. This check is completely free and your credit score won’t even be affected!

7. Compare Your Home or Renters Insurance to Dozens of Other Offers in Minutes for Free with This Website

Home or renters insurance can be expensive, but Liberty Mutual makes finding affordable home or renters insurance easy.

With Liberty Mutual, you could customize your home or renters insurance and bundle it with your auto to save $947 a year. It takes just a couple of minutes to check your rate.

You could only save further with an online purchase discount and get rewarded for things like good driving behavior. There’s also a possible paperless policy discount and a pay-in-full discount.

Save time and potentially save hundreds on home insurance by getting your free quote with Liberty Mutual!

8. Get funding for your business (Your company must be in business at least 1 year, with over $250k in annual revenue)

Think you got enough cash for your business? That’s great. Think you might need more? It might make a lot of sense to lock in the funding you need before interest rates potentially go higher.

National Funding could help your business get to the next level or stay alive during a recession.

Since 1999, National Funding has originated over $4.5 billion in loans to more than 75,000 businesses in a wide array of industries. The company has great customer reviews and an A+ rating from the Better Business Bureau.

After you enter how much money you’re looking for and some basic info, National Funding will show you a list of your funding options. They will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.

Find out right now how much funding National Funding might get your business.

9. Tap Into Your Home Equity For Up To $500k (Without Getting A Monthly Bill, This Is Not A Loan)

Whether you think we’re in a housing boom or bubble, home prices in your area are likely higher than they were a couple years ago. Homeowners across the country are thinking about whether or not it’s time to sell and try to make a profit.

But there’s been a problem for homeowners across the country. If you sell your home, where do you move to next? Homes are expensive right now in most areas, and you might not want to sell your home where you’ve made memories with your family and friends.

Some homeowners might take out a home equity loan or do a cash out refinance to get cash, but some homeowners might not want the added debt and monthly interest payments.

Unison might be the solution you’ve been searching for.

Unison invests in your home, giving you cash today, in exchange for a share in your home’s future change in value, allowing you to access your home’s equity and take advantage of the housing boom without needing to move. If you qualify, Unison will give you up to 17.5% of your home’s value in cash, or a maximum of $500,000. Unlike a loan, there’s no interest, no monthly payments, and no debt.

After checking to see your address is available for investment , fill out a quick and simple application to see if you would be approved.

So what’s the catch? There’s no catch, really. In exchange for its co-investment, Unison will share in the profit or loss when you settle the investment at or before the end of the 30-year effective period through a refinance, buyout with savings, or sale of your home.

You can use the money however you’d like: make home improvements, fund a child’s education or your retirement, eliminate debt … it’s up to you.

Get an estimate of how much cash you can get now. See if you qualify for a Unison co-investment in a few minutes. To get started, just enter your home address and email to see if you prequalify — and how much Unison can invest with you. Once you complete your application, if you’re approved, you can have cash in your bank account — without monthly payments or additional debt.

* Unison will not share in any decrease in value if you sell your home within five years of our investment or if you opt to buy us out without selling your home. In addition, if you do not properly maintain the condition of your home and it results in a significant decrease in your home’s market value, Unison reserves the right to offset the decrease in value with a commensurate upward adjustment for purposes of calculating our share of the change in value of your home.

* Unison’s investment in your home must be satisfied at the earliest of (a) an ownership change; (b) the death of the last remaining signatory; (c) 30 years; or (d) material default. You can also buy us out without selling your home at any time after 5 years. Additional term and conditions may apply.