Whether you think we’re in a housing boom or bubble, home prices in your area are likely higher than they were a couple years ago. Homeowners across the country are thinking about whether or not it’s time to sell and try to make a profit.

But there’s been a problem for homeowners across the country. If you sell your home, where do you move to next? Homes are expensive right now in most areas, and you might not want to sell your home where you’ve made memories with your family and friends.

Unison might be the solution you’ve been searching for.

Unison invests in your home, giving you cash today, in exchange for a share in your home’s future change in value, allowing you to access your home’s equity and take advantage of the housing boom without needing to move. If you qualify, Unison will give you up to 17.5% of your home’s value in cash, or a maximum of $500,000. Unlike a loan, there’s no interest, no monthly payments, and no debt.

So what’s the catch? There’s no catch, really. In exchange for its co-investment, Unison will share in the profit or loss when you settle the investment at or before the end of the 30-year effective period through a refinance, buyout with savings, or sale of your home.

You can use the money however you’d like: make home improvements, fund a child’s education or your retirement, eliminate debt … it’s up to you.

Get an estimate of how much cash you can get now. See if you qualify for a Unison co-investment in a few minutes. To get started, just enter your home address and email to see if you prequalify — and how much Unison can invest with you. Once you complete your application, if you’re approved, you can have cash in your bank account — without monthly payments or additional debt.

* Unison will not share in any decrease in value if you sell your home within five years of our investment or if you opt to buy us out without selling your home. In addition, if you do not properly maintain the condition of your home and it results in a significant decrease in your home’s market value, Unison reserves the right to offset the decrease in value with a commensurate upward adjustment for purposes of calculating our share of the change in value of your home.

* Unison’s investment in your home must be satisfied at the earliest of (a) an ownership change; (b) the death of the last remaining signatory; (c) 30 years; or (d) material default. You can also buy us out without selling your home at any time after 5 years. Additional term and conditions may apply.