(We’ve updated this article to 3 of the top moves.)

Home prices have skyrocketed. It’s not uncommon to have multiple bids on a home on the first day it hits the market, with offers coming in above the asking price.

With interest rates so low, existing homeowners are flocking to refinance their homes and take advantage of other options while they still can.

So how do you take advantage of all this as a homeowner? Keep reading to find out.

1.Tap Into Your Home Equity For Up To $500k (Without Getting A Monthly Bill, This Is Not A Loan)

Your home is extremely valuable but it’s hard to access that value unless you sell. But now, there is a new way to take advantage of a booming housing market without needing to pack up and move somewhere new.

Unison might be the solution you’ve been looking for. Unison can invest in your home, giving you cash today, in exchange for a percentage share in your home’s future appreciation, allowing you to cash in on your home’s equity and take advantage of the housing boom without needing to move. If you qualify, Unison will give you up to $500k or 17.5% of your home’s value. Unlike a loan, there’s no interest, no monthly payments, and no debt.

So what’s the catch? There’s no catch, really. In exchange for its investment, Unison will share in the profit or loss when you finally decide to sell your home and move out (up to 30 years later). If you decide you want to stay longer than 30 years, you can settle the agreement at the end of the term without moving out.

Get an estimate of how much cash you could get now in just a few minutes. Find out if you qualify right here. To get started, just enter your home address and email to see if you prequalify — and how much Unison can invest with you. Once you complete your application, if you’re approved, you can have cash in your bank account — without monthly payments or additional debt. In most cases, you can use the money however you’d like. Home improvements, retirement funds, tuition, debt elimination, it’s up to you.

2. A Cash-out Refinance Could Turn Some Of Your Home Equity Into Cash

If you have equity in your home, another option could be a Cash-Out Refinance if you prefer paying a loan back monthly.

A Cash-out refinance replaces your current home loan with a new bigger mortgage, allowing you to take advantage of the equity you’ve built up in your home and access the difference between the two mortgages (your current one and the new one) in cash. The cash you get can go toward virtually anything you want, such as home improvements, paying off debt or other purposes you have.

But be careful not to replace your current mortgage with a higher interest mortgage, unless you might have good reason to do so.

With LoanDepot, you can check your mortgage Cash-out refinance rates in just a few clicks!

LoanDepot is the official mortgage provider and proud partner of Major League Baseball.

LoanDepot has funded more than $100 billion in loans since 2010. Their licensed lending officers are held by a strict no steering policy and are not incentivized to sell one loan over another.

After you refinance with LoanDepot once, they’ll waive the lender fees and reimburse appraisal fees on any future refinance with LoanDepot.

Find out how much cash you might be able to get from LoanDepot now right here!

3. Help Protect Your Your Family By Leaving Them Up To $8,000,000

We hate to think about it, but who would make the mortgage payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.

Plus, with Ladder, you can actually lock in your rate. As you age and your health declines, you’ll get to keep paying that same low premium.

Ladder offer’s term life insurance policies starting from as little as $4.95 a month, and you can complete the company’s application in 5 minutes. Ladder is 100% digital for coverage up to $3 million which means no medical exams or filling out paperwork! You’ll simply have to answer a few health questions as part of the online application.

Get your free quote from Ladder today and help ensure your family’s financial future is secure.

$4.95/month pricing is based on 20-year-old female, preferred plus rating with a 10 year term and $100,000 in coverage.

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.

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*Disclosure: Unison’s investment in your home must be satisfied at the earliest of (a) an ownership change; (b) the death of the last remaining signatory; (c) 30 years; or (d) material default. You can also buy us out without selling your home at any time after 5 years. Unison will not share in any decrease in value if you sell your home within five years of our investment or if you opt to buy us out without selling your home. In addition, if you do not properly maintain the condition of your home and it results in a significant decrease in your home’s market value, Unison reserves the right to offset the decrease in value with a commensurate upward adjustment for purposes of calculating our share of the change in value of your home.