Got a mortgage? Well, chances are that it’s your biggest bill each month — by far.

Right now interest rates are around all-time lows, so this could likely be a great time for you to spring into action.

If you’ve got a monthly mortgage payment, there are a handful of money moves you should seriously look at. A few of these simple adjustments will make things much easier for you and your family.

1. Reduce Your Mortgage With This Simple Move before It’s Too Late

Your house is probably your biggest investment, which means it’s also one of your greatest opportunities to save money.

By refinancing while interest rates are around all-time lows, you could potentially save thousands of dollars on your house. Here’s how it works — you find a new home loan that, ideally, has a lower interest rate and better terms, and then use it to replace your current home loan. Sounds simple enough, right?

Because it is. And with Figure, you can check your mortgage refinance rates in just a few clicks without even impacting your credit score!

Find a loan with a lower interest rate and apply with Figure’s 100% online application. Once you’re approved, Figure will help you close out your new loan quickly so that you can start enjoying your new savings as soon as possible.

To start, check your mortgage refinance rates with Figure today and find out how much you could be saving on your house!

Figure Mortgage Refinance is only available in the following states: AK, AL, AR, AZ, CA, DE, FL, GA, IA, ID, IN, KS, LA, MA, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SD, TN, WA, WI, WV.

2. Save Hundreds on Your Homeowners Insurance Through This Site in 2 Minutes

When was the last time you checked your homeowners insurance rates? You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look.

With EverQuote, you can get multiple quotes at once with very little effort. Here’s how it works — you provide a few details about your home and this insurance comparison site will find rates from various companies for you to compare in 2 minutes.

This service is free to use and could help you make the switch for you in minutes.

Click here to see your rates today and find out how much you could be saving on homeowners insurance!

3. Make Sure Your Family Can Pay the Mortgage By Leaving Them $1,500,000

Sure, you may be able to pay your mortgage now. But what if something were to happen to you? Is your family protected?

Instead of leaving your family in a potential mess, you can get an affordable life insurance policy that leaves your family in a better financial situation to pay the mortgage each month.

Even if you have savings, it probably won’t last as long as you think it will. Better be safe than sorry.

Don’t think you can afford life insurance? Think again. Bestow offers term life insurance with premiums that start at just $16 a month!

If you’re between 21 and 54 years old, you can get up to $1,500,000 in life insurance coverage that allows you to take care of your family.

And you can get your free quote in seconds from the comfort of your own home, without any paperwork or medical exam needed.

Bestow has no commissioned agents, leaving the process hassle-free.

4. Switch Your Auto Insurance Policy and Save Hundreds For The Exact Same Thing

The car you have sitting in your garage costs money each month, but your insurance bill could be cheaper.

That’s where EverQuote comes in.

Auto insurance companies tend to overcharge because they know people don’t have time to check all their options. Now you can in 2 minutes!

EverQuote will compare multiple quotes from dozens of auto insurance companies and show you the results in 2 minutes free of charge. It’ll even make the switch for you for free!

Check your rates now.

5. Diversify Your Investments with Blue-Chip Artwork With This Site

Diversification is typically a good thing. But for a long time, it was difficult to get exposure to asset classes outside of stocks and real estate unless you had tons of money.

For years, blue-chip artwork was an area that only the super-rich could get involved in. But Masterworks has made it so that anyone can get started investing in top-tier pieces!

Investing in blue-chip artwork — which, according to Artprice, has outperformed the S&P by more than 250% from 2000 – 2018 — might be a good way to diversify your investments and safeguard your money in a fluctuating economy.

Here’s how it works. On the platform, you can invest in a portfolio of iconic works that have been carefully crafted by Masterworks’ team of research professionals. You can wait for Masterworks to sell the artwork at some point during the next 3-10 years, or you have the option to sell your shares to other investors on Masterworks’ secondary market.

You’ll only need to pay a small management fee, and in return, you’ll get all administrative costs covered, professional storage, insurance, regulatory filings, and annual appraisals.

To start investing, simply request an invite for membership today!

6. Eliminate Your Credit Card Bill and Have More Money for the Mortgage

Are you trying to pay a mortgage while swimming in credit card debt?

If your credit card company has their foot on your throat, it’s time to get that bill paid off so that you have more money to pay the mortgage.

Credit card interest rates can be over 15%, but personal loan interest rates with Credible start at a much lower interest rate. Use your personal loan to pay off high-interest credit card debt today, and lower your monthly bills.

With a personal loan, you can replace your credit card’s ridiculous interest rate with a lower rate, wipe out your entire credit card bill, and start fresh with one monthly payment going forward.

And with Credible, getting a personal loan is a whole lot easier.

With a simple, 2 minute check, Credible will return up to 11 lending options at once. You can compare interest rates, find an option you like, and get your funds as soon as the very next day!

The money you’ll save by getting out of credit card debt can be used to pay off your mortgage faster!

7. Travel More This Year By Private Jet, Homeowners can take advantage of $1,000 in Promo Credits

We’ve all had a crazy past year, and we all are eager to travel more. Some of us still prefer keeping our distance from others.

It isn’t cheap but flying by private jet might be something you’re currently already doing or something on your bucket list.

Right now XO is offering $1,000 in promo credits towards flights.

Join the XO global community with over 2,100 private aircraft, where you can instantly book an entire private charter or individual seat.

Sign up and get your free $1,000 promo credits towards flights before this deal is gone.

8. Homeowners Don’t Forget About Your Pets: Lower Your Vet Bills With Affordable Pet Insurance

It can be difficult to keep your pup healthy when bills from the vet continue to put pressure on your bank account.

Fortunately, you can get an affordable pet insurance policy with Embrace. This pet insurance company, started by actual pet parents, covered over 93% of all of their claims in 2019.

Choosing a dog insurance policy will provide your canine with coverage for hospitalizations, injuries and illnesses, emergency care, therapy, treatment, medications, and much more.

And get this — Embrace even reduces your policy’s deductible by $50 every year that you don’t receive a claim payment.

You can get a free quote from Embrace today and find out how affordable it can be to put your dog’s health first!