Life insurance isn’t a subject that young, healthy people spend a great deal of time thinking about. With seemingly decades ahead of you, you’re not expecting life to end any time soon.

But guess what? The longer you wait to get life insurance, the more expensive it’s going to be. And because today is the youngest you’ll be, it may also be the lowest your premiums will ever be. So, this isn’t something you want to put off.

There are companies, like Ladder, that not only offer great rates but also allow you to lock in that rate. This means you’ll continue to pay that same affordable amount, even as you grow older and your health may decline.

Right now, term life insurance might cost you a little more than what you’d pay for a few cups of coffee or your preferred streaming subscription. For example with Ladder, a 30-year-old female in good health could get a $100,000 life insurance policy for a 20-year term from around $12 a month!

And it’s much easier than you might think. You can get a free quote from Ladder in minutes, all without needing to provide a medical exam or fill out physical paperwork.

Leave Your Family Up to $8 Million, if You Qualify

Although you may feel healthy now, there’s no way of knowing for certain when your health may decline or when you may die.

Even if gambling on your health is a risk you’re willing to take, consider what it means for your family. Many people assume they have enough money in their savings account to leave for their loved ones, but the reality is that your savings account probably only scratches the surface of what your family will need.

Leaving your family with up to $8 million, though? That changes everything.

And that’s where term life insurance comes in. Ladder offers up to $8 million in coverage at competitively priced rates. Get life insurance while you’re still young and the rates are typically lower.

What’s more, Ladder makes it easy. As everything is online, you can get a quote and lock in your premium, if approved in just minutes.

Get your free quote from Ladder today and find out just how easy and affordable term life insurance can be.

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.