If You Have More Than $500 In Your Checking Account, Make These 5 Money Moves
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We are living in crazy times, with a lot of uncertainty.
But that doesn’t mean you can’t still make money moves.
In fact, there are opportunities you can take advantage of right now.
Whether you’ve got $500 in the bank, or $500,000, you’d be a fool to let money opportunities pass by.
If you were to take advantage of a few of these, they could add up to thousands of dollars each year. Now take that money, invest it somewhere, and in a few year’s time, you could have a down payment for a home or much more.
So let’s get to it…
1. First, Protect What You & Your Family Have
Jonathan Borba on Unsplash
Do you have a partner or kids? Make sure they are taken care of if something were to happen to you unexpectedly.
This is not only more affordable than you think, but it will also give you peace of mind.
Bestow will give you a free life insurance quote online in seconds from the comfort of your own home, with no medical exam required.
If you’re between the ages of 21-54, you can get up to $1,000,000 in life insurance coverage.
Premiums start at just $8 a month, and Bestow has no commissioned agents hassling you.
2. Add Money To Your Account, With Little Effort
Aspiration
Your bank loves when you feed it money, but does it feed you money? Probably not.
Stop paying maintenance and overdraft fees.
Aspiration gives its FDIC insured Spend & Save account customers the world’s first cash back debit card. Rewarding you with up to 10% cash back on all your purchases.
It also gives its customers up to 1% APY interest, and has no hidden fees.
You can open an account right now, just by funding it with $10. You have the option to get extra perks for $3.95 a month, or stick to the free account.
3. Got a Mortgage? Lower It In 3 Minutes
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Your mortgage is probably your biggest expense, so wouldn’t it be amazing if you could pay less each month?
You might be able to just 3 minutes from now by checking your new mortgage refinance rates right here.
A mortgage refinance is just replacing your existing mortgage with a lower interest mortgage. With interest rates near all time lows, you might qualify for a much better rate.
You’ll get options from up to 6 top lenders in 3 minutes right here.
4. Seriously, Your Auto Bill Is Probably Too High
Ryan Spencer on Unsplash
No one likes shopping around for auto insurance, which is why we generally take one of the first quotes we get.
But is it the best price?
Enter Gabi, this site will compare up to 40 providers for you in just 3 minutes.
Gabby users save $825 a year.
The best part, Gabi charges no fees. See your auto rates now.
5. Get Rid of Your Credit Card Debt, & Credit Card Bills
BBH Singapore on Unsplash
Paying high interest to credit card companies? We get it, sometimes you don’t have a choice.
But then again, maybe you do.
Enter Fiona, you can apply right now in 60 seconds for a personal loan with rates that start at 4.99% APR.
A personal loan will allow you to use that loan to pay off all your credit card debt. You’ll be left with no credit card bill this month and a lower interest rate on the money you owe.
Fiona will show you up to 10 lending options, all competitions for your business. Choose the one that’s right for you, and save a bunch of cash.
