Making (and saving) money is hard — you have to get a great job, work long hours, and carefully track your personal finances. But it doesn’t have to be difficult all the time. Thanks to apps, you can literally make money just by living your life like you usually would. Here are 3 cashback apps that put money in your pocket — just for using them.

1. Ibotta

Remember the nightmarish days of coupon-clipping? Thankfully, those days are long-gone for most of us, but the glory of saving money on items you buy is still alive and well. Enter: Ibotta.

Ibotta is the smart buyer’s app that rewards you every time you shop. When you sign up for Ibotta, the app links you in to the best offers available at the stores you love. Every time you use the app to shop and save, it redeems your account with cashback bonuses.

Using Ibotta is simple. Once you’ve joined, you scroll through Ibotta’s catalog by product, category, or store. One of the easiest things to do is check out Ibotta right before you go somewhere to shop. Ibotta has a ton of partners, so it’s likely that your grocery store (and pet store and liquor store and pharmacy) are covered.

Search through the catalog for what deals you want to snag, then go to the store and buy the products you selected, as usual. After you check out, hold onto your receipt. Take a picture of it for Ibotta, upload it to the app, and within 48 hours, you get the cashback rewards you’ve earned — just by shopping with Ibotta.

Chances are, you’re already saving money with loyalty cards at grocery stores and your other favorite shops. If this is the case, you can also link Ibotta to your loyalty card for even more savings. Bonus: when Ibotta links to your loyalty card, there’s no need to take a picture of the receipt. And, by the way, you can also use Ibotta online — just click “shop” on the app to find great offers on participating apps.

So, why wouldn’t you get Ibotta? If you need an extra push, you can use our promo code WSI to get a $10 bonus. Just make sure to redeem a rebate right away (within 14 days) or you’ll lose your free $10. Sign up for Ibotta here.

2. Swagbucks

Swagbucks is the app made for people who love to watch videos, play games, and shop online (as in, everyone). When you sign up for Swagbucks, you automatically enter a wide-ranging rewards domain. Swagbucks gives you access to exclusive online deals, coupons, and cashback offers with over 1,500 retailers.

Beyond that, though, you can also earn cash by spending time online. When you answer surveys and polls, watch video playlists, make in-game purchases at GSN (an online game platform), and even use the Yahoo! search engine, you earn Swagbucks points. Every 100 Swagbuck points adds up to $1. And just as golden coins turn into prizes at arcades, your Swagbucks points turn into cash dropped into your PayPal account or free gift cards to retailers you use all the time anyway, like Amazon.

Because Swagbucks covers so many retailers, make sure to check it out the next time you shop online. When you reach the online retailer through Swagbucks’ site, you can begin to watch your points accumulate with each purchase you make.

Sign up online for Swagbucks. They’ll get you started fast, with a $5 bonus just for joining.

3. Paribus

While Ibotta and Swagbucks make perfect sense on a daily basis, Paribus is the sneaky app that does hard work in the background so you don’t have to. It’s the simplest and easiest-to-use cashback app you had no idea you needed. Here’s why.

Prices fluctuate for items, especially laptops, phones, and tech. The problem is, you can’t just sit in front of your laptop all day waiting for the price to drop, not knowing if you’re making a mistake by waiting or if it’ll pay off. So, you buy it.

Weeks later … the price drops. And you shake your head, thinking, Argh! For real?! I paid full price for that!

That’s where Paribus comes in. Paribus is a free app that basically works as a database of stores that have price adjustment policies. Put simply, Paribus makes sure that if prices drop on something you’ve bought, you get your money back. Paribus covers a wide range of stores — whether you’re buying office supplies, groceries, clothes, or even home improvement tools, Paribus has you covered. When prices drop for an item you’ve bought and you’re eligible for a refund, Paribus snags it for you.

When you sign up for Paribus, the Paribus Receipt Fetcher connects to your mailbox, where all of those online receipts go. Whenever one of your purchases drops in price, Paribus makes sure you get the refund you deserve. It files the claim for you and gives you back 100% of the savings in cold hard cash.

Ain’t nobody got time to track every single purchase for price adjustment policies. That’s where Paribus swoops in, to put money in your pocket just for using it.

Paribus compensates us when you sign up for Paribus using the links provided.

Money in Your Pocket

These 3 apps put money in your pocket just for using them. You can’t get much better than that.

Feeling inspired? Want to save and make even more money?

Check out our 24 financial hacks anyone can do, or pinch some pennies with 19 things to learn from extreme cheapskates.