Building good credit doesn’t happen overnight. In fact, it can take years to get your score where you want it to be. The journey is well worth it, however, as a good score leads to better interest rates on loans and credit cards, which can save you thousands of dollars over a lifetime. If you have bad credit, don’t worry. Here are two easy ways to improve your score.

1. Lexington Law

What They Do: Founded in 1991, this law firm is well versed in helping consumers repair their credit scores. They begin by analyzing copies of your credit report from all three bureaus, and then come up with a game plan to clean up your record. This can include disputing the validity of certain items on your report and asking creditors to remove old items. You can check their progress online at any time, and they periodically send you tips on what you can do to improve your score while they continue to work behind the scenes.

What You Pay: Lexington Law offers every prospective client a free consultation. From there, you can choose from three tiers of service, beginning at $89.95 a month. You pay monthly for the work they do, so you’ll see changes in your score before you pay. Although it’s difficult to estimate the amount of time needed for Lexington Law to work their magic, most customers begin seeing an improvement in about four months. You can cancel at any time, so you’re under no obligation to keep paying once your score is where you want it to be. Just make sure to continue utilizing Lexington Law’s tips to keep your score high.

Watch the video below and click here to speak to the experts at Lexington Law and receive your free consultation.

2. CreditRepair.com

What They Do: Advisors pull your credit reports from all three agencies, then work to eliminate negative, unfair, and old listings. As they work, you can download the app to keep up with their progress. Through the app, text messages, and emails, CreditRepair.com provides customized information on how to improve and maintain your score. When something shows up on your credit report, you’ll get notified, and the service will explain how each item influences your credit score. You’ll also get information on how to prepare for the future, especially regarding loans and investments.

What You Pay: Clients begin with a free consultation, which includes an agent looking over your credit score and recommending a solution. You’ll pay $99.95 a month for advisors to contact agencies on your behalf, cleaning up your credit report. You can check in with them any time via the online dashboard, in addition to the app, texts, and emails. As a bonus, your monthly fee also includes identity theft insurance to protect your credit score. In just four months, most customers see a 40 point improvement on their credit score.

Click here to receive a free personalized credit consultation.

WIth these great services in your pocket, you can rest assured that you’ll be well taken care of if you choose to seek a credit repair service.