(We’ve updated this article to 4 from 9 on September 1, 2022.)

Everyone faces hard times at some point in their lives. If you’re finding that money is a little tighter than usual, it can be stressful trying to figure out how to cover bills, make your money go further, and continue saving for the future.

Fortunately, there are multiple ways to bounce back and gain control of your finances again. Here are nine companies that might be able to help you do it!

1. New American Funding: Use the Equity in Your Home to Get Your Hands on a Large Amount of Cash

Although money might be tight, you probably have a large amount of money tied up in your home. Did you know that you could use this equity to get a large amount of cash in hand with a cash-out refinance?

A cash-out refinance is the process of replacing your current mortgage one with a larger mortgage (ideally, one with a lower interest rate). The difference between the two mortgages represents the amount of cash you’ll have access to; and you could use this cash to pay off all of your debt, pay outstanding medical bills, fund your child’s education, or just about anything else you could imagine.

New American Funding is a company that makes checking your cash-out refinance rates easy. All you have to do is fill out a brief questionnaire — providing some basic information about your property and the amount of cash you need — and the company will show you your offer in less than two minutes.

Don’t wait to get relief from your current financial situation. Check your cash-out refinance rates from New American Funding in less than two minutes, and finally get your hands on the cash you need to get back on track.

2. Your Homeowners, Renters, & Auto Insurance Bills Are Probably Too High, Here’s How You Might Reduce It In Minutes

When was the last time you checked your homeowners or renters or auto insurance rate? Insurance companies love when you’re lazy. You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look. You may be able to save up to $947 a year.

With Liberty Mutual, you could customize your car and home or renters insurance to save $947 a year. It takes just a couple of minutes to check your rate.

You could only save further with an online purchase discount and get rewarded for things like good driving behavior. There’s also a possible paperless policy discount and a pay-in-full discount.

Whether you’re looking for a better rate on home or auto insurance (or both), get a quote right now

3. Aspiration: Get a Cashback Debit Card and a Bank Account Without Hidden Fees

When times are hard, it could actually be your bank account of all places that isn’t doing you any favors. Hidden fees can quickly add up. What’s more, some banks are stingy and pay you very little interest (if any) on your monthly balance.

Aspiration is a company that does banking a little differently. When you open a free account with Aspiration, you’ll receive a debit card that allows you to earn up to 10% cashback on eligible purchases. Meanwhile, your account balance will earn a whopping 3% APR (5% APR if you upgrade to an Aspiration Plus account).

Beyond these perks, you’ll get access to a network of over 55,000 fee-free ATMs. Set up your direct deposits and you could even get access to your money up to two days early.

Most importantly, there are no hidden fees, so you’ll never have to worry about your bank taking more of those hard-earned dollars. Sign up for your free Aspiration bank account today, you’ll need to connect a current bank account to fund it with at least $100 opening balance to get started!

4. Upgrade: Get a Personal Loan to Help You Consolidate Debt, Cover Bills, and More

If money’s tight because you have different types of debt that you’re trying to pay off, high interest rates are probably doing you a disservice — causing you to rack up large interest fees that only set you back.

The good news is that you may be able to get a single, low-interest personal loan to pay off all of your high-interest debt — something we call debt consolidation. What’s more, a personal loan could provide you with enough extra cash to take care of your immediate financial needs and even some of your wants.

A loan company like Upgrade makes it easy to check your personal loan interest rate. Simply enter the amount you need between $1,000 and $50,000, and Upgrade will show you your rate in under 2 minutes.

You can check your rate with no impact to your credit score, and get your money within a day of being approved. Upgrade has no prepayment fees either.

You will need a minimum credit score of 630 to get approved. Take two minutes to check your personal loan rate with Upgrade today! Upgrade has a score of excellent on Trustpilot from over 33,000 reviews.